6103 Cool Spring Ter S, Frederick, MD 21701 Property Records

Frederick County property record for 6103 Cool Spring Ter S, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Architecture StyleConventional
Year BuiltBuilt 1990
Square Footage2,938 sqft Total Area
Lot Size10,661 sqft (0.244 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Tax Bill$6,109.00 (2023)

Owner

Source: Frederick County records · APN 09-276874

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6103 COOL SPRING TER S, FREDERICK, MD 21701-5804
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Apr 10, 2020Loan Modification, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 05, 2000
Transfer Doc0027650044
Record RefreshedJun 07, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6103 COOL SPRING TER S, FREDERICK, MD 21701-5804
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126450175
DateSep 28, 2018
Book Page12645/0175
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address6103 COOL SPRING TER S, FREDERICK, MD 21701-5804
Document Number0136740112
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 04, 2020
Title CompanySINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

NameVerified Name
Address6103 COOL SPRING TER S FREDERICK MD 217015804, FREDERICK, MD 21701-5804

Mortgage

Document Number0136740112
DateApr 22, 2020
Book Page013674/000112
Lender
NameMANUFACTURERS & TRADERS TR
AddressFREDERICK, MD 21701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,109.00 Homeowner's exemption$533,000$567,400 Land $151,400 Building $416,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN09-276874
Alternative APNs
  • 9276874
  • 276874

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,938 sqft Total Area
1st Floor1,330 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,661 sqft (0.244 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area250 sqft Deck
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number276874
Old Parcel Number9276874
Street Address6103 COOL SPRING TER S
CityFREDERICK
StateMD
Zip21701-5804
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 130 SEC A PL 18 10,661 SQ. FT. SPRING RIDGE
Legal SubdivisionSPRING RIDGE
Legal Lot Number130
JurisdictionFREDERICK MD
Minor Civil Division9, NEW MARKET
Census Blockgroup3
Census Block3006
Census Tract751902

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