6103 Chartee Dr, Anniston, AL 36206 Property Records

Calhoun County property record for 6103 Chartee Dr, Anniston, AL 36206

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 1977
Lot Size	0.758 acres (33,018 sqft)
Owner	2 Individual Names on Record
Tax Bill	$565 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-18-2-001-016.000`

Property Details

APN / Parcel Number

Primary APN	`18-04-18-2-001-016.000`
Alternative APNs	`205262` `70816`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,018 sqft (0.758 acres)
Lot Dimensions	196 ft deep x 143 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	205262
Street Address	6103 CHARTEE DR
City	ANNISTON
State	AL
Zip	36206-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 TSP 15S RNG 08E A LOT IN NE 1/4 OF NW 1/4 OF SEC 18 LOCATED & DESC AS FOLLOWS BEG AT SE COR THERE OF THENCE N 540.02 F
Legal Range	08E
Legal Township	15S
Legal Section	18
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	1
Census Block	1019
Census Tract	1700

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6103 CHARTEE DR, ANNISTON, AL 36206-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2017	Deed of Trust, Mortgage WINSOUTH CU
Apr 11, 2022	Survivorship Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA
Jun 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	6103 CHARTEE DR, ANNISTON, AL 36206-1117
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004848/836
Date	Aug 23, 2017
Book Page	4848/836

Lender

Name	WINSOUTH CU
Type	Credit Union
Address	GADSDEN, AL 35901

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2027

April 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Apr 11, 2022
Property Address	6103 CHARTEE DR, ANNISTON, AL 36206-1117
Document Number	0003299/90
Book / Page	3299 / 90
Instrument Date	Apr 7, 2022
Instrument	3299-0090
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 CANVASBACK DR, 35, OXFORD, AL 36203-3964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 CHARTEE DR, ANNISTON, AL 36206-1117

Mortgage

Document Number	5054079450540794
Date	Apr 11, 2022
Instrument	5054/079450540794

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN AL
Recording Date	Jun 15, 2020
Property Address	6103 CHARTEE DR, ANNISTON, AL 36206-1117
Document Number	003265/102
Book / Page	3265 / 102
Instrument Date	Jun 10, 2020
Instrument	3265-0102
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 CHARTEE DR, ANNISTON, AL 36206-1117

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$565.00 (+3.86%)
2025	$544.00 (+7.72%) Homeowner's exemption	$14,880 (+6.87%)	$150,480 (+8.07%) Land $28,800 Building $121,680
2024	$505.00 (-3.99%) Homeowner's exemption	$13,924 (-3.53%) Land $2,880 Building $11,044	$139,240 (-3.53%) Land $28,800 Building $110,440
2023	$526.00 (+12.15%) Homeowner's exemption	$14,434 (+10.89%) Land $2,880 Building $11,554	$144,340 (+10.89%) Land $28,800 Building $115,540
2022	$469.00 Homeowner's exemption Senior Citizen's exemption	$13,016 Land $2,880 Building $10,136	$130,160 Land $28,800 Building $101,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1994–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANNISTON ALABAMA, THE WWSB OF THE CITY O serves 56,865 people · EPA ID AL0000133
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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