6103 Centennial Dr, Orlando, FL 32808 Property Records

Orange County property record for 6103 Centennial Dr, Orlando, FL 32808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1978
Lot Size	0.224 acres (9,766 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2018)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-28-4743-00-960`

Property Details

APN / Parcel Number

Primary APN	`01-22-28-4743-00-960`
Alternative APNs	`282201474300960` `220409` `224938` `229448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,766 sqft (0.224 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6103 CENTENNIAL DR
City	ORLANDO
State	FL
Zip	32808-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKE SPARLING HEIGHTS UNIT 2 6/100 LOT 96
Legal Range	28E
Legal Township	22S
Legal Section	01
Legal Subdivision	LAKE SPARLING HGTS UT 2
Legal Tract	4743
Legal Lot Number	96
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1012
Census Tract	12306

Owner

6103 Centennial Dr is owned and occupied by an individual who bought it in June 2018.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	6103 CENTENNIAL DR, ORLANDO, FL 32808-1843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Document Number	2018366751
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 21, 2018
Property Address	6103 CENTENNIAL DR, ORLANDO, FL 32808-1843
Document Number	0000366751
Map Reference	MB 6 PG 100
Instrument Date	Jun 18, 2018
Instrument	20180366751
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TREASURE TITLE INSURANCE AGE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5545 CABRILLO NORTE, 5545, EL SOBRANTE, CA 94803-3877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 CENTENNIAL DR, ORLANDO, FL 32808-1843

Mortgage

Document Number	0000366752
Date	Jun 21, 2018
Instrument	20180366752

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6103 CENTENNIAL DR, ORLANDO, FL 32808-1843
Document Number	0000366753
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 CENTENNIAL DR ORLANDO FL 328081843, ORLANDO, FL 32808-1843

Mortgage

Document Number	0000366753
Date	Jun 21, 2018
Instrument	366753

Lender

Name	HOUSING FIN AUTH
Address	ORLANDO, FL 32803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 6103 Centennial Dr was $2,602, up 7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,459 (+2.7%)	$223,850 (-2.85%) Land $55,000 Building $168,850
2025	$2,602.00 (+6.99%) Homeowner's exemption	$174,741	$230,420 Land $55,000 Building $175,420
2024	$2,432.00 (+7.28%)
2023	$2,267.00 (+4.71%) Homeowner's exemption	$164,870 (+3%)	$206,265 (+16.14%) Land $50,000 Building $156,265
2022	$2,165.00 Homeowner's exemption	$160,068	$177,603 Land $45,000 Building $132,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6103 Centennial Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2016)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6103 Centennial Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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