6103 Ave Picacho, Rancho Santa Fe, CA 92067 Property Records

San Diego County property record for 6103 Ave Picacho, Rancho Santa Fe, CA 92067

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 9,029 sqft · built 1987
Lot Size	9.66 acres (420,790 sqft)
Owner	2 Company Names on File
Last Sale	$3,560,000 (May 2004)
Tax Bill	$56,146 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`269-172-32-00`

Property Details

APN / Parcel Number

Primary APN	`269-172-32-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Building Area	9,029 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	420,790 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	6103 AVENIDA PICACHO
City	RANCHO SANTA FE
State	CA
Zip	92067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 301 TR 009737
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #3877-3
Legal Tract	009737
Legal Block	2
Legal Lot Number	301
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17061

Owner

6103 Ave Picacho is owned by a company that bought it in May 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 675725, RANCHO SANTA FE, CA 92067-5725
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2004 · Amount on File
Deed Sale	May 26, 2004 · Amount on File
Prior Sale	Nov 18, 1994 · Amount on File
Deed Document Number	2004487855
Prior Transfer Date	Jul 29, 1994
Prior Transfer Doc	0000668861
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	6103 AVENIDA PICACHO, RANCHO SANTA FE, CA 92067
Document Number	0000063208
Map Reference	MAP 9737
Instrument Date	Feb 27, 2026
Instrument	2026-0063208
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 675725, RANCHO SANTA FE, CA 92067-5725

Mortgage

Document Number	0000063209
Date	Mar 6, 2026
Instrument	2026-0063209

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 6103 Ave Picacho was $56,146.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,162,814 (+2%) Land $2,030,317 Building $3,132,497
2025	$56,146.00	$5,061,583 Land $1,990,507 Building $3,071,076
2023	$53,421.00 (+2.08%)	$4,865,037 Land $1,913,214 Building $2,951,823
2022	$52,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6103 Ave Picacho in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6103 Ave Picacho is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20