Bay County property record for 6102 Wallace Rd, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1980 |
| Lot Size | 0.269 acres (11,717 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jan 2009) |
| Tax Bill | $806 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07214-209-000 |
| Primary APN | 07214-209-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,516 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,717 sqft (0.269 acres) |
| Lot Dimensions | 140 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 184 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6102 WALLACE RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 |
| Legal Description | 19 4S 13W -11.109-132C3-BEG 2189.33 E & 30 S OF NW COR OF SW1/4 TH E 84 S 140 W 84 N 140 TO POB AKA L-71 UNR ORB 4788 P 890 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | IVY ROAD UNRECORDED 1974123000 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 806 |
Source: Bay County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6102 WALLACE RD, PANAMA CITY, FL 32404-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit TYNDALL FCU |
| Apr 2, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2009 · Amount on Record |
| Deed Sale | Jan 26, 2009 · Amount on Record |
| Deed Document Number | 20095054 |
| Deed Book / Page | 3124 / 841 |
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0047880890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 6102 WALLACE RD, PANAMA CITY, FL 32404-8726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6102 WALLACE RD, PANAMA CITY, FL 32404-8726 |
| Document Number | 0044951229 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 4495/1229 |
| Instrument | 2021092547 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 2, 2024 |
| Property Address | 6102 WALLACE RD, PANAMA CITY, FL 32404-8726 |
| Document Number | 0047880890 |
| Book / Page | 4788 / 890 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024018674 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6102 WALLACE RD, PANAMA CITY, FL 32404-8726 |
| Name | Verified Name |
|---|---|
| Address | 6102 WALLACE RD, PANAMA CITY, FL 32404-8726 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $806.00 (+4.13%) Homeowner's exemption | $99,598 (+5.99%) | $125,478 (+9.3%) Land $27,166 Building $98,312 |
| 2024 | $774.00 (+3.61%) | ||
| 2023 | $747.00 (+11.49%) Homeowner's exemption | $93,972 (+3%) | $114,801 (+16.66%) Land $28,812 Building $85,989 |
| 2022 | $670.00 Homeowner's exemption | $91,235 | $98,409 Land $19,756 Building $78,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 228 (1985–2021) |
| Claims Outside the SFHA | 111 of 228 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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