6102 Ruston Rd, Texarkana, TX 75503 Property Records

Bowie County property record for 6102 Ruston Rd, Texarkana, TX 75503 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,799 sqft · built 2016
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$213,600 (Dec 2016)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20695000100`

Property Details

APN / Parcel Number

Primary APN	`20695000100`
Alternative APN	`45599`

Interior

Building Area	1,799 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	12,589 sqft (0.289 acres)

Location & Zoning

Account Number	20695000100
Street Address	6102 RUSTON RD
City	TEXARKANA
State	TX
Zip	75503-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTON RIDGE SECOND SUBD LOT 1 2016--14442 12/14/16 BLK/TRACT 1 0.289 ACRES
Legal Subdivision	RUSTON RIDGE SECOND SUBD
Legal Block	1
Legal Lot Number	1
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	1
Census Block	1008
Census Tract	10903

Owner

Source: Bowie County records · APN 20695000100

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6102 RUSTON RD, TEXARKANA, TX 75503-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2016 · Amount on Record
Deed Sale	Dec 14, 2016 · Amount on Record
Deed Document Number	201614442
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	6102 RUSTON RD, TEXARKANA, TX 75503-4646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003770
Date	Apr 24, 2020
Instrument	2020-00003770

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank
Address	TEXARKANA, TX 75504

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 20, 2045

Tax Assessment & Valuation

Source: Bowie County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Texarkana Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (-16.96%) Homeowner's exemption Senior Citizen's exemption	$268,859 (+21%)	$285,254 (-) Land $25,000 Building $260,254
2024	$2,187.00 (-29.36%)		$285,254 (+8.92%) Land $25,000 Building $260,254
2023	$3,096.00 (-14.8%) Homeowner's exemption Senior Citizen's exemption	$222,197	$261,905 Land $25,000 Building $236,905
2021	$3,634.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bowie County (48037C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480370109031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 5 of 10 on primary residences
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2025, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.