6102 Messina Dr, Temple, TX 76502 Property Records

Bell County property record for 6102 Messina Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 2022
Lot Size	0.257 acres (11,193 sqft)
Owner	Individual Name on File
Last Sale	$395,690 (Aug 2023)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0659480648`

Property Details

APN / Parcel Number

Primary APN	`0659480648`
Alternative APN	`506247`

Interior

Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,193 sqft (0.257 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6102 MESSINA DR
City	TEMPLE
State	TX
Zip	76502-1084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA TERRA PHASE II, BLOCK 012, LOT 0004
Legal Subdivision	BELLA TERRA PHASE II
Legal Block	12
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2012
Census Tract	21305

Owner

6102 Messina Dr is owned and occupied by an individual who bought it in August 2023.

Source: Bell County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6102 MESSINA DR, TEMPLE, TX 76502-1084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FIRST NATIONAL BANK TEXAS
Jun 6, 2022	Vendor's Lien, Transfer · Commercial Mortgage HORIZON BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Deed Document Number	202338160
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 24, 2023
Property Address	6102 MESSINA DR, TEMPLE, TX 76502-1084
Document Number	0000038160
Map Reference	DOC 2021021974
Instrument Date	Aug 23, 2023
Instrument	2023038160
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 MESSINA DR, TEMPLE, TX 76502-1084

Mortgage

Document Number	0000038161
Date	Aug 24, 2023
Instrument	2023038161

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 6, 2022
Property Address	6102 MESSINA DR, TEMPLE, TX 76502-1084
Document Number	0000035865
Map Reference	DOC 2021021974
Instrument Date	Jun 3, 2022
Instrument	2022035865
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 975, SALADO, TX 76571-0975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035866
Date	Jun 6, 2022
Instrument	2022035866

Lender

Name	HORIZON BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6102 Messina Dr was $6,361 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,361.00	$354,751 Land $55,000 Building $299,751	$354,751 Land $55,000 Building $299,751
2023	$3,757.00 (+201.77%)	$163,881 Land $44,000 Building $119,881	$163,881 Land $44,000 Building $119,881
2022	$1,245.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6102 Messina Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6102 Messina Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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