6102 Chateau Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6102 Chateau Ct, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	1 bd · 1 ba · 729 sqft · built 1981
Lot Size	0.038 acres (1,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2007)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Apr 2020 Reverse Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-331-01`

Property Details

APN / Parcel Number

Primary APN	`037-331-01`
Alternative APN	`037-331-01-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	729 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6102 CHATEAU CT
City	APTOS
State	CA
Zip	95003-3185
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-4
Legal Description	MAP E5 973
Legal Subdivision	CYPRESS COURT
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6102 CHATEAU CT, APTOS, CA 95003-3185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Apr 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2007 · Amount on Record
Deed Sale	Jul 19, 2007 · Amount on Record
Prior Sale	Nov 19, 2003 · Amount on Record
Deed Document Number	200739460
Prior Transfer Date	Dec 27, 1993
Prior Transfer Doc	0000098105
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6102 CHATEAU CT, APTOS, CA 95003-3185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012504
Date	Apr 13, 2020
Instrument	2020-0012504

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	965 Months
Due	Sep 14, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.59%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6102 CHATEAU CT, APTOS, CA 95003-3185
Document Number	0000012505
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 CHATEAU CT APTOS CA 950033185, APTOS, CA 95003-3185

Mortgage

Document Number	0000012505
Date	Apr 13, 2020
Instrument	12505

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Apr 12, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.59%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,750 (+2%) Land $129,445 Building $132,305
2025	$4,462.00 (+12.03%)	$256,618 (+4.04%) Land $126,907 Building $129,711
2023	$3,983.00 (+2.13%)	$246,653 Land $121,979 Building $124,674	$577,530
2022	$3,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks.

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