6102 38th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 6102 38th St, Lubbock, TX 79407

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,696 sqft · built 1980
Lot Size	0.171 acres (7,486 sqft)
Owner	Company Name on File
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R138038`

Property Details

APN / Parcel Number

Primary APN	`R138038`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,696 sqft Total Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,486 sqft (0.171 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6102 38TH ST
City	LUBBOCK
State	TX
Zip	79407-1921
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	0017
Legal Description	PARK LORRAINE L 183
Legal Subdivision	PARK LORRAINE
Legal Lot Number	1830
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1002
Census Tract	1715

Owner

6102 38th St, a duplex, is owned by a company that acquired it in August 2021.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1069, SHALLOWATER, TX 79363-1069
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Vendor's Lien, Transfer · Commercial Mortgage LONE STAR STATE BANK OF WEST TEXAS
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Mar 29, 2018	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021
Deed Sale	Aug 4, 2021
Prior Sale	Mar 29, 2018
Deed Document Number	2021039489
Record Updated	Jun 8, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 4, 2021
Property Address	6102 38TH ST, LUBBOCK, TX 79407-1921
Document Number	0000039489
Map Reference	VOL 1534 PG 225
Instrument Date	Aug 2, 2021
Instrument	2021039489
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1069, SHALLOWATER, TX 79363-1069

Mortgage

Document Number	0000039490
Date	Aug 4, 2021
Instrument	2021039490

Lender

Name	LONE STAR STATE BANK OF WEST TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6102 38TH ST, LUBBOCK, TX 79407-1921
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018847
Date	Apr 19, 2021
Instrument	2021018847

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 29, 2018
Property Address	6102 38TH ST, LUBBOCK, TX 79407-1921
Document Number	0000011134
Map Reference	VOL1534 PG225
Instrument Date	Mar 26, 2018
Instrument	2018011134
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16804 W HILL DR E, BONNEY LAKE, WA 98391-5196

Mortgage

Document Number	0000011135
Date	Mar 29, 2018
Instrument	2018011135

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	5.75%
Index	1-Year CMT
Max Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 6102 38th St was $2,583, down 10.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,583.00 (-10.56%)	$125,458 Land $8,983 Building $116,475	$125,458 Land $8,983 Building $116,475
2024	$2,888.00 (-1.43%)
2023	$2,930.00 (-8.01%)	$139,931 Land $8,983 Building $130,948	$139,931 Land $8,983 Building $130,948
2022	$3,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6102 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6102 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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