6101 Cavanaugh Rd, #WS, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 6101 Cavanaugh Rd, #WS, Marcy, NY 13403

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,150 sqft · built 2020
Lot Size	14.1 acres (614,196 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2016)
Tax Bill	$643 (2026)
Deeds & Mortgages	Aug 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`304400 278.000-1-56.1`

Property Details

APN / Parcel Number

Primary APN	`304400 278.000-1-56.1`
Alternative APNs	`440027800000010560010000` `008670`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,150 sqft Living Area
1st Floor Area	3,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	614,196 sqft (14.1 acres)
Lot Width	487 ft Width
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	008670
Street Address	6101 CAVANAUGH RD, WS
City	MARCY
State	NY
Zip	13403-2502
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	56.001
Jurisdiction	ONEIDA NY
Township / Civil Division	MARCY
Census Block Group	4
Census Block	4009
Census Tract	26200

Owner

6101 Cavanaugh Rd, #WS is owned by two individuals who bought it in October 2016.

Source: Oneida County and Marcy Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6334 HIDDEN MEADOW DR, MARCY, NY 13403-2543
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2016 · Amount on File
Deed Sale	Oct 14, 2016 · Amount on File
Deed Book / Page	2016 / 15316
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Aug 5, 2020
Property Address	6101 CAVANAUGH RD # WS, WS, MARCY, NY 13403-2502
Document Number	0000009772
Instrument Date	Jul 22, 2020
Instrument	9772
Transaction Type	Construction Loan
Record Updated	Sep 11, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BANEK RD FRANKFORT NY 133404808, FRANKFORT, NY 13340-4808

Mortgage

Document Number	0000009772
Date	Aug 5, 2020
Instrument	9772

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6101 Cavanaugh Rd, #WS was $643, up 0.8% from the year before.

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marcy Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$643.00 (+0.78%)
2025	$638.00	$14,000 (-) Land $14,000	$30,435 (+15.22%) Land $30,435
2024		$14,000 (-) Land $14,000	$26,415 (+1.89%) Land $26,415
2023		$14,000 Land $14,000	$25,926 Land $25,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6101 Cavanaugh Rd, #WS in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6101 Cavanaugh Rd, #WS is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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