6100 W Elm St, Black Hawk, SD 57718 Property Records

Meade County property record for 6100 W Elm St, Black Hawk, SD 57718

Property Summary

Property TypeSingle Family Home
Details4 bd · built 1976
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$284,000 (Jan 2019)
Tax Bill$5,058 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20.53.05.05

Property Details

APN / Parcel Number

Primary APN20.53.05.05

Interior

Bedrooms4 Beds

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area19,994 sqft (0.459 acres)

Location & Zoning

Street Address6100 W ELM ST
CityBLACK HAWK
StateSD
Zip57718-9632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED
Legal Range07
Legal Township02
Legal Section07
Legal SubdivisionBORDEN SUB
Legal Block5
Legal Lot Number5
JurisdictionMEADE SD
Township / Civil DivisionSOUTHWEST MEADE
Census Block Group1
Census Block1004
Census Tract20303

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6100 W ELM ST, BLACK HAWK, SD 57718-9632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage · VA Mortgage
GATEWAY MORTGAGE GROUP INC
Jun 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
BLACK HILLS FCU
Jan 2, 2019Warranty Deed, Transfer · VA Mortgage
GATEWAY MORTGAGE GROUP INC
Jul 13, 2018Warranty Deed, Transfer · Line of Credit
PIONEER BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2019 · Amount on Record
Deed SaleJan 2, 2019 · Amount on Record
Prior SaleJul 13, 2018 · Amount on Record
Deed Document Number201930
Deed Book / Page903 / 990
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address6100 W ELM ST, BLACK HAWK, SD 57718-9632
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000919/751
DateOct 10, 2019
Book Page919/751
Instrument19006296
Lender
NameGATEWAY MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address6100 W ELM ST, BLACK HAWK, SD 57718-9632
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000964/270
DateJun 21, 2022
Book Page964/270
Instrument22004013
Lender
NameBLACK HILLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2027
Change Frequency5 Years
Min Rate At Change2.25%
Max Rate At Change4.99%
IndexOther

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateJan 2, 2019
Property Address6100 W ELM ST, BLACK HAWK, SD 57718-9632
Document Number000903/990
Book / Page903 / 990
Instrument DateDec 31, 2018
Instrument19000030
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$284.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6100 W ELM ST, BLACK HAWK, SD 57718-9632

Mortgage

Document Number000909/105
DateJan 2, 2019
Book Page909/105
Instrument19000031
Lender
NameGATEWAY MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateJul 13, 2018
Property Address6100 W ELM ST, BLACK HAWK, SD 57718-9632
Document Number00903/0163
Book / Page903 / 0163
Map ReferencePL 9 PG 99
Instrument DateJul 11, 2018
Instrument18004067
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIRST AMERICAN TITLE COMAPNY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000904/676
DateJul 13, 2018
Book Page904/676
Instrument18004068
Lender
NamePIONEER BANK & TRUST
TypeBank
AddressRAPID CITY, SD 57702
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
Unified School DistrictRapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$472,373 (+5.33%) Land $49,994 Building $422,379$472,373 (+5.33%) Land $49,994 Building $422,379
2025$5,058.00 (+5.13%) Additional exemption filed$448,464 (+12.26%) Land $49,994 Building $398,470$448,464 Land $49,994 Building $398,470
2024$4,811.00 (+1.16%)
2023$399,473 Land $44,342 Building $355,131
2022$4,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 62% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACK HAWK WATER USER DISTRICT
serves 4,500 people · EPA ID SD4600043
Water SourceGroundwater
Last State InspectionApr 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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