6100 Pacheco Pass Hwy, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6100 Pacheco Pass Hwy, Gilroy, CA 95020

Property Summary

Property Type	General Agricultural/Rural
Lot Size	34.8 acres (1,515,888 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2002)
Tax Bill	$16,483 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`898-28-012`

Property Details

APN / Parcel Number

Primary APN	`898-28-012`

Exterior

Lot Area	1,515,888 sqft

Location & Zoning

Street Address	6100 PACHECO PASS HWY
City	GILROY
State	CA
Zip	95020-8043
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AR-SR
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	DIABLO RANGE
Census Block Group	1
Census Block	1216
Census Tract	513500

Owner

6100 Pacheco Pass Hwy, an agricultural property, is owned and occupied by two individuals who acquired it in March 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1589, GILROY, CA 95021-1589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage ZB NA
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Apr 7, 2017	Quit Claim Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2002 · Amount on File
Deed Sale	Feb 28, 2002 · Amount on File
Deed Document Number	200216131279
Last Transfer Date	Mar 29, 2017
Transfer Doc	0000003187
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6100 PACHECO PASS HWY, GILROY, CA 95020-8043
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6100 PACHECO PASS HWY, GILROY, CA 95020-8043

Mortgage

Document Number	0025924962
Date	Dec 30, 2025
Instrument	25924962

Lender

Name	ZB NA
Type	Bank
Address	500 5TH ST, AMES, IA 50010

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6100 PACHECO PASS HWY, GILROY, CA 95020-8043
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6100 PACHECO PASS HWY, GILROY, CA 95020-8043

Mortgage

Document Number	0025370617
Date	Sep 12, 2022
Instrument	25370617

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 7, 2017
Property Address	6100 PACHECO PASS HWY, GILROY, CA 95020-8043
Document Number	0023620175
Instrument Date	Mar 29, 2017
Instrument	23620175
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6100 PACHECO PASS HWY GILROY CA 950208043, GILROY, CA 95020-8043

Mortgage

Document Number	23620176
Date	Apr 7, 2017
Instrument	23620176

Lender

Name	BANK OF THE WEST
Type	Bank
Address	GILROY, CA 95020

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6100 Pacheco Pass Hwy was $16,483 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,384,369 (+2%) Land $676,948 Building $707,421
2025	$16,483.00 Homeowner's exemption	$1,357,225 Land $663,675 Building $693,550
2023	$16,100.00 (+1.82%) Homeowner's exemption	$1,304,523 Land $637,904 Building $666,619
2022	$15,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6100 Pacheco Pass Hwy in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6100 Pacheco Pass Hwy is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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