610 Wright Valley Rd, Smithville, MO 64089 Property Records

Clay County property record for 610 Wright Valley Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,907 sqft · built 2012
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$357,013 (Mar 2022)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-807-00-06-008.00`

Property Details

APN / Parcel Number

Primary APN	`05-807-00-06-008.00`
Alternative APNs	`0580700060080001` `5807000600800` `291245`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,907 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	1,907 sqft
Basement Area	631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	610 WRIGHT VALLEY RD
City	SMITHVILLE
State	MO
Zip	64089-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR LAKE ESTATES VII LT 78
Legal Range	33W
Legal Township	53N
Legal Section	27
Legal Subdivision	CEDAR LAKE ESTATES VII
Legal Lot Number	78
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	2
Census Block	2002
Census Tract	22000

Owner

Source: Clay County records · APN 05-807-00-06-008.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2022	Warranty Deed, Transfer · FHA Mortgage COMMUNITY FIRST NATIONAL BANK
Apr 23, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2022 · Amount on Record
Deed Sale	Mar 08, 2022 · Amount on Record
Prior Sale	Apr 23, 2019
Deed Document Number	20227834
Deed Book / Page	9318 / 66
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 08, 2022
Property Address	610 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173
Document Number	0000007834
Book / Page	9318 / 66
Instrument Date	Mar 04, 2022
Instrument	2022007834
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173

Mortgage

Document Number	0000007835
Date	Mar 08, 2022
Instrument	2022007835

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 23, 2019
Property Address	610 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173
Document Number	0000009760
Book / Page	008397 / 000155
Instrument Date	Apr 18, 2019
Instrument	9760
Transaction Type	Transfer
Record Updated	May 02, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 WRIGHT VALLEY RD SMITHVILLE MO 640899173, SMITHVILLE, MO 64089-9173

Mortgage

Document Number	9809
Date	Apr 23, 2019
Book Page	008398/000031
Instrument	9809

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,832.00 (+28.27%)	$67,890 (+24.45%)	$357,316 (+24.45%)
2023	$3,767.00 (+14.92%)	$54,550	$287,105
2019	$3,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	46 (1978–1982)
Claims Outside the SFHA	34 of 46
Most Recent Claim	Aug 1982 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
United Electric Cooperative Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 147 locations within half a mile of this property.

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