610 Wingstem Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 610 Wingstem Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 748 sqft · built 2003
Lot Size	0.174 acres (7,561 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2026)
Tax Bill	$5,869 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-404-026`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-404-026`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	748 sqft Living Area
Gross Area	2,744 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	748 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	7,561 sqft (0.174 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	372 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	610 WINGSTEM DR
City	SAINT JOSEPH
State	IL
Zip	61873-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 THE MEADOWS OF ST JOSEPH 2ND SUB
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	THE MEADOWS OF ST JOSEPH 2ND SUB
Legal Lot Number	92
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2004
Census Tract	10701

Owner

610 Wingstem Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Champaign County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Closed-End Mortgage PHILO EXCHANGE BANK
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK
Oct 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Jun 24, 2013 · Amount on File
Deed Document Number	20263747
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0000025120
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 17, 2026
Property Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219
Document Number	0000003747
Map Reference	DOC 2002R31871
Instrument Date	Mar 16, 2026
Instrument	2026R03747
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003748
Date	Mar 17, 2026
Instrument	2026R03748

Lender

Name	PHILO EXCHANGE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	May 27, 2031

Interest

Rate	6.25%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219

Mortgage

Document Number	0000028364
Date	Dec 6, 2021
Instrument	2021R28364

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	57 Months
Due	Sep 9, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 21, 2021
Property Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219
Document Number	0000025120
Instrument Date	Oct 18, 2021
Instrument	2021R25120
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 WINGSTEM DR, SAINT JOSEPH, IL 61873-8219

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,660 (+5.8%) Land $16,180 Building $78,480	$283,980 (+5.8%) Land $48,540 Building $235,440
2024	$5,869.00 (+8.83%)	$89,470 Land $15,290 Building $74,180	$268,410 Land $45,870 Building $222,540
2023	$5,393.00 (+5.41%)
2022	$5,116.00 Homeowner's exemption	$75,550 Land $12,910 Building $62,640	$226,650 Land $38,730 Building $187,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 Wingstem Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Wingstem Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Volo.net Internet+Tech Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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