610 Winfield Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 610 Winfield Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,116 sqft · built 2001
Lot Size	0.384 acres (16,736 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2024)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731452002`

Property Details

APN / Parcel Number

Primary APN	`884731452002`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	5 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	610 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,736 sqft (0.384 acres)
Lot Dimensions	196 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	610 WINFIELD CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 3RD ADDN LOT 13
Legal Subdivision	PRAIRIE VIEW THIRD ADDITION
Legal Lot Number	13
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3017
Census Tract	3301

Owner

610 Winfield Cir is owned and occupied by two individuals who bought it in November 2024.

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK
Jun 29, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Aug 8, 2017	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Prior Sale	Oct 23, 2024 · Amount on File
Deed Document Number	202410687
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	610 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8936
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006166
Date	May 10, 2021
Instrument	2021-06166

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jun 29, 2018
Property Address	610 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8936
Document Number	0000014556
Book / Page	759 / 5987
Instrument Date	Jun 25, 2018
Instrument	000000014556
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8936

Mortgage

Document Number	0000014557
Date	Jun 29, 2018
Book Page	0000000759/0000005991
Instrument	000000014557

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WOODBURY IA
Property Address	610 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8936
Document Number	0000002257
Book / Page	000754 / 005644
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	610 WINFIELD CIR SERGEANT BLUFF IA 510548936, SERGEANT BLUFF, IA 51054-8936

Mortgage

Document Number	0000002257
Date	Aug 28, 2017
Book Page	000754/005644
Instrument	2257

Lender

Name	US BK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 610 Winfield Cir was $6,958 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,958.00 Homeowner's exemption	$492,530 Land $50,490 Building $442,040	$492,530 Land $50,490 Building $442,040
2023	$6,436.00 (+1.04%) Homeowner's exemption	$449,430 Land $40,970 Building $408,460	$449,430 Land $40,970 Building $408,460
2022	$6,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Winfield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Winfield Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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