Harford County property record for 610 Winesap Ct, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,512 sqft · built 1997 |
| Lot Size | 0.168 acres (7,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Apr 2017) |
| Tax Bill | $3,715 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-289888 |
| Primary APN | 01-289888 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,299 sqft (0.168 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 289888 |
|---|---|
| Street Address | 610 WINESAP CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-5404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 48 7299 SF 610 WINESAP COURT LOHR'S ORCHARD P 84/10 |
| Legal Lot Number | 48 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 610 WINESAP CT, JOPPA, MD 21085-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 26, 2017 | Grant Deed, Transfer · Conventional with PMI PHH HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2017 · Amount on Record |
| Deed Sale | Apr 26, 2017 · Amount on Record |
| Prior Sale | Nov 23, 2016 · Amount on Record |
| Deed Document Number | 201712316-0333 |
| Deed Book / Page | 12316 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 610 WINESAP CT, JOPPA, MD 21085-5404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0137920208 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 13792/208 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 610 WINESAP CT, JOPPA, MD 21085-5404 |
| Document Number | 0123160333 |
| Book / Page | 012316 / 000333 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2017 |
| Title Company | TALBOT SETTLEMENT AND ESCROW LLC, TALBOT SETTLEMENT & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 610 WINESAP CT JOPPA MD 210855404, JOPPA, MD 21085-5404 |
| Document Number | 123160342 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 012316/000342 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | VIENNA, VA 22182 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,715.00 (+20.62%) Homeowner's exemption | $340,900 (+27.15%) Land $84,100 Building $256,800 | $340,900 (+27.15%) Land $84,100 Building $256,800 |
| 2025 | $3,080.00 (+6.87%) Homeowner's exemption | ||
| 2023 | $268,100 Land $84,100 Building $184,000 | $268,100 Land $84,100 Building $184,000 | |
| 2022 | $2,882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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