610 West St, #A, Upland, CA 91786 Property Records

San Bernardino County property record for 610 West St, #A, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	8 bd · 5 ba · 3,438 sqft · built 1954
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$465,000 (Mar 2021)
Tax Bill	$8,803 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1045-522-07-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-522-07-0000`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,438 sqft Living Area
Gross Area	4,058 sqft
1st Floor Area	3,438 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio/Porch
Porch Area	140 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 WEST ST, A
City	UPLAND
State	CA
Zip	91786-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTAR1O COLONY LANDS PTN LOT 518 COM 2OO FT N AND 37O FT E OF SW COR SD LOT TH N 18O FT TH E 5O FT TH S 18O FT TH W 5O FT TO POB
Legal Subdivision	ONTARIO
Legal Block	2
Legal Lot Number	518
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2015
Census Tract	808

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18472 COLIMA RD, 211, ROWLAND HEIGHTS, CA 91748-5809
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer
Jun 21, 2023	Intrafamily Transfer, Transfer
Mar 31, 2021	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Mar 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	2021146028
Last Transfer Date	Nov 18, 2025
Transfer Doc	0000293958
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 1, 2025
Property Address	610 WEST ST # A, A, UPLAND, CA 91786-3305
Document Number	0000293958
Map Reference	MB 11 PG 6
Instrument Date	Nov 18, 2025
Instrument	2025-0293958
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18472 COLIMA RD STE 211, 211, ROWLAND HEIGHTS, CA 91748-5809

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 21, 2023
Property Address	610 WEST ST, UPLAND, CA 91786-3328
Document Number	0000152846
Map Reference	MB 11 PG 6
Instrument Date	Jun 18, 2023
Instrument	2023-0152846
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18472 COLIMA RD STE 211, 211, ROWLAND HEIGHTS, CA 91748-5809

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2021
Property Address	610 WEST ST, UPLAND, CA 91786-3328
Document Number	0000146028
Map Reference	MB 11 PG 6
Instrument Date	Mar 23, 2021
Instrument	2021-0146028
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 HERTFORD PL, ROWLAND HEIGHTS, CA 91748-5105

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	610 WEST ST, UPLAND, CA 91786-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061702
Date	Feb 21, 2018
Instrument	2018-0061702

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	610 WEST ST, UPLAND, CA 91786-3328
Document Number	0000148390
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	610 WEST ST UPLAND CA 917863328, UPLAND, CA 91786-3328

Mortgage

Document Number	0000148390
Date	May 8, 2019
Instrument	148390

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.84%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	610 WEST ST, UPLAND, CA 91786-3328
Document Number	0000148389
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	610 WEST ST UPLAND CA 917863328, UPLAND, CA 91786-3328

Mortgage

Document Number	0000148389
Date	May 8, 2019
Instrument	148389

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.84%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	610 WEST ST, UPLAND, CA 91786-3328
Document Number	0000121511
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	610 WEST ST UPLAND CA 917863328, UPLAND, CA 91786-3328

Mortgage

Document Number	0000121511
Date	Apr 6, 2018
Instrument	121511

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,194 (+2%) Land $182,173 Building $635,021
2025	$8,803.00 (+64.6%) Homeowner's exemption	$801,171 (+65.6%) Land $178,601 Building $622,570
2023	$5,348.00 (+2.2%) Homeowner's exemption	$483,786 (+2%) Land $171,666 Building $312,120
2022	$5,233.00 Homeowner's exemption	$474,300 Land $168,300 Building $306,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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