610 Waterloo Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 610 Waterloo Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,015 sqft · built 1954
Lot Size	0.18 acres (7,777 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Mar 2021 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-404-014-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-404-014-000`
Alternative APN	`07241540401400 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	7,777 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Area	336 sqft
Driveway	Asphalt Driveway
Driveway Area	927 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	610 WATERLOO DR
City	WATERLOO
State	IL
Zip	62298-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 6B & 7A PAUTLER HEIGHTS #1
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS 1
Legal Lot Number	6B,7A
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3012
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	518 WILSON DR, COLUMBIA, IL 62236-1509
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 22, 2017	Deed, Transfer · Conventional Mortgage ACCENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000415473
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Mar 8, 2021
Property Address	610 WATERLOO DR, WATERLOO, IL 62298-1045
Document Number	0000415473
Map Reference	MB A PG 194
Instrument Date	Mar 4, 2021
Instrument	415473
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 WILSON DR, COLUMBIA, IL 62236-1509

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	610 WATERLOO DR, WATERLOO, IL 62298-1045
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414791
Date	Feb 8, 2021
Instrument	414791

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 22, 2017
Property Address	610 WATERLOO DR, WATERLOO, IL 62298-1045
Document Number	0000389956
Map Reference	BK A PG 194
Instrument Date	May 18, 2017
Instrument	389956
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WATERLOO DR, WATERLOO, IL 62298-1045

Mortgage

Document Number	, 389957
Date	May 22, 2017
Instrument	389957

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.88%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,968.00 (+6.52%)	$65,040 (+26.19%) Land $16,100 Building $48,940	$195,120 (+26.19%) Land $48,300 Building $146,820
2024	$3,725.00
2022		$51,540 Land $14,980 Building $36,560	$154,620 Land $44,940 Building $109,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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