610 Warren Rd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 610 Warren Rd, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,169 sqft · built 1956
Lot Size	0.248 acres (10,795 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (May 2001)
Tax Bill	$8,922 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-024-010`

Property Details

APN / Parcel Number

Primary APN	`023-024-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	2,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	10,795 sqft (0.248 acres)
Terrain	Below Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	610 WARREN RD
City	CAMBRIA
State	CA
Zip	93428-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 7 BL 184 PTN LT 2
Legal Subdivision	CAMBRIA PINES MANOR 07
Legal Block	184
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2053
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	610 WARREN RD, CAMBRIA, CA 93428-4534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 20, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2001 · Amount on Record
Deed Sale	May 11, 2001 · Amount on Record
Deed Document Number	200132781
Last Transfer Date	Jul 11, 2019
Transfer Doc	0000028754
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	610 WARREN RD, CAMBRIA, CA 93428-4534
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WARREN RD, CAMBRIA, CA 93428-4534

Mortgage

Document Number	0000025948
Date	Jun 21, 2022
Instrument	2022025948

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 19, 2019
Property Address	610 WARREN RD, CAMBRIA, CA 93428-4534
Document Number	0000028543
Map Reference	MB 5 PG 16
Instrument Date	Jul 15, 2019
Instrument	2019028543
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FNT SLO PASO ROBLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 WARREN RD, CAMBRIA, CA 93428-4534

Mortgage

Document Number	0000028544
Date	Jul 19, 2019
Instrument	2019028544

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 22, 2019
Property Address	610 WARREN RD, CAMBRIA, CA 93428-4534
Document Number	0000028754
Instrument Date	Jul 11, 2019
Instrument	28754
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	610 WARREN RD CAMBRIA CA 934284534, CAMBRIA, CA 93428-4534

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 20, 2018
Property Address	610 WARREN RD, CAMBRIA, CA 93428-4534
Document Number	0000034416
Instrument Date	Jul 31, 2018
Instrument	34416
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	610 WARREN RD CAMBRIA CA 934284534, CAMBRIA, CA 93428-4534

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 20, 2018
Property Address	610 WARREN RD, CAMBRIA, CA 93428-4534
Document Number	0000034408
Map Reference	MB5 PG16
Instrument Date	Jul 31, 2018
Instrument	2018034408
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 WARREN RD, CAMBRIA, CA 93428-4534

Mortgage

Document Number	0000034409
Date	Aug 20, 2018
Instrument	2018034409

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,703 (+2%) Land $292,015 Building $544,688
2025	$8,922.00 (+4.1%) Homeowner's exemption	$820,298 (+4.04%) Land $286,290 Building $534,008
2023	$8,571.00 (+46.79%) Homeowner's exemption	$788,447 Land $275,174 Building $513,273
2022	$5,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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