610 W Oak St, Celina, TX 75009 Property Records

Collin County property record for 610 W Oak St, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1960
Lot Size	0.329 acres (14,362 sqft)
Owner	Individual Name on Record
Tax Bill	$2,893 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-1025-002-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-1025-002-0040-1`
Alternative APN	`981904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,432 sqft
Flooring	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Lot Area	14,362 sqft (0.329 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	981904
Street Address	610 W OAK ST
City	CELINA
State	TX
Zip	75009-6380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEN MASSEY ADDITION (CCL), BLK B, LOT 4 5
Legal Subdivision	KEN MASSEY ADDITION (CCL)
Legal Block	B
Legal Lot Number	45 5
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4012
Census Tract	30306

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	610 W OAK ST, CELINA, TX 75009-6380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 3, 2020	Warranty Deed, Transfer MORTGAGE FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2024
Deed Sale	Feb 15, 2024
Prior Sale	Dec 3, 2020
Deed Document Number	2024000016914
Record Updated	Jun 8, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 15, 2024
Property Address	610 W OAK ST, CELINA, TX 75009-6380
Document Number	2024000016914
Map Reference	VOL 2 PG 23
Instrument Date	Feb 14, 2024
Instrument	2024000016914
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	UNIVERSAL TITLE/TEXAS INC, UNIVERSAL TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 W OAK ST, CELINA, TX 75009-6380

Mortgage

Document Number	2024000016915
Date	Feb 15, 2024
Instrument	2024000016915

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 3, 2020
Property Address	610 W OAK ST, CELINA, TX 75009-6380
Document Number	0002175320
Instrument Date	Dec 1, 2020
Instrument	2175320
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	610 W OAK ST CELINA TX 750096380, CELINA, TX 75009-6380

Mortgage

Document Number	2175330
Date	Dec 3, 2020
Instrument	2175330

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$397,773 (+34.73%) Land $198,000 Building $199,773	$397,773 (+34.73%) Land $198,000 Building $199,773
2024	$2,893.00 (-11.12%)
2023		$295,248 Land $132,000 Building $163,248	$295,248 Land $132,000 Building $163,248
2022	$3,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications.

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