610 W Main St, Madison, OH 44057 Property Records

Lake County property record for 610 W Main St, Madison, OH 44057

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,932 sqft · built 1957
Lot Size1.82 acres (79,279 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Jun 2019)
Tax Bill$6,227 (2023)
Deeds & MortgagesSep 2022 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-A-012-0-00-001-0

Property Details

APN / Parcel Number

Primary APN02-A-012-0-00-001-0
Alternative APN
  • B 86

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,932 sqft Living Area
1st Floor Area1,288 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleCape Cod
Exterior MaterialWood Siding
Lot Area79,279 sqft (1.82 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area252 sqft
Deck Area130 sqft
Patio Area160 sqft
Canopy252 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 86
Street Address610 W MAIN ST
CityMADISON
StateOH
Zip44057-3138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT 5 TRACT 2
Legal SubdivisionMADISON VILLAGE 02
Legal Tract2
Legal Lot Number5 120
JurisdictionLAKE OH
Township / Civil DivisionMADISON
Census Block Group1
Census Block1001
Census Tract206100

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address610 W MAIN ST, MADISON, OH 44057-3138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 14, 2019Grant Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Prior SaleOct 9, 2013
Deed Document Number444843
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address610 W MAIN ST, MADISON, OH 44057-3138
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyKINGDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 W MAIN ST, MADISON, OH 44057-3138

Mortgage

Document Number0000026844
DateSep 30, 2022
Instrument2022R026844
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address610 W MAIN ST, MADISON, OH 44057-3138
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033338
DateNov 10, 2020
Instrument2020R033338
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateJun 14, 2019
Property Address610 W MAIN ST, MADISON, OH 44057-3138
Document Number0000013501
Instrument DateJun 13, 2019
Instrument13501
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address610 W MAIN ST MADISON OH 440573138, MADISON, OH 44057-3138

Mortgage

Document Number13502
DateJun 14, 2019
Instrument13502
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionMadison Township
MunicipalityMadison Village
Unified School DistrictMadison Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,227.00 (+79.66%) Homeowner's exemption$60,490 (-) Land $14,780 Building $45,710
2022$3,466.00 Homeowner's exemption$60,490 Land $14,780 Building $45,710
2021$172,830 Land $42,220 Building $130,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims16 (1986–2023)
Claims Outside the SFHA4 of 16
Most Recent ClaimAug 2023 · river or lake flooding
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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