610 W Main Rd, El Centro, CA 92243 Property Records

Imperial County property record for 610 W Main Rd, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,933 sqft · built 2002
Lot Size	7 acres (304,920 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`052-030-016-000`

Property Details

APN / Parcel Number

Primary APN	`052-030-016-000`
Alternative APNs	`0520301601` `05203016`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,933 sqft Living Area
1st Floor Area	2,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	304,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	610 W MAIN RD
City	EL CENTRO
State	CA
Zip	92243-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF TR 270 T15/16S R13E 7 AC
Legal Tract	270
Legal Block	3
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3030
Census Tract	11201

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	610 W MAIN RD, EL CENTRO, CA 92243-2115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit FIRST IMPERIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016
Deed Sale	Aug 30, 2016
Deed Document Number	201617662
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	0000017662
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	610 W MAIN RD, EL CENTRO, CA 92243-2115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 W MAIN RD, EL CENTRO, CA 92243-2115

Mortgage

Document Number	0000020788
Date	Nov 6, 2020
Instrument	2020020788

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	610 W MAIN RD, EL CENTRO, CA 92243-2115
Document Number	0000014073
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 W MAIN RD EL CENTRO CA 922432115, EL CENTRO, CA 92243-2115

Mortgage

Document Number	0000014073
Date	Jul 30, 2018
Instrument	14073

Lender

Name	FIRST IMPERIAL CU
Type	Credit Union
Address	EL CENTRO, CA 92244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,570 (+2%) Land $54,989 Building $198,581
2025	$2,729.00 (+2.94%)	$248,599 (+4.04%) Land $53,911 Building $194,688
2024	$2,651.00 (+0.19%)
2023	$2,646.00 (+2.44%) Homeowner's exemption	$238,947 Land $51,818 Building $187,129
2022	$2,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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