610 W Fender Rd, Colbert, WA 99005 Property Records

Spokane County property record for 610 W Fender Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,277 sqft · built 1991
Lot Size	12.3 acres (535,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2019)
Tax Bill	$5,787 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38304.9104`

Property Details

APN / Parcel Number

Primary APN	`38304.9104`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,277 sqft Living Area
Gross Area	4,052 sqft
1st Floor Area	1,725 sqft
Basement Area	1,725 sqft
Finished Basement	1,552 sqft
Unfinished Basement	173 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	535,788 sqft
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	458 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	610 W FENDER RD
City	COLBERT
State	WA
Zip	99005-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	30-28-43 PTN OF SW1/4 SE1/4 DAF; BEG AT S1/4 COR SD SE C 30 TH N1161.01FT TH S68DEG 18MIN 54SDS E645FT M/L TO THREAD OF DRAGOON CR TH SLY ALG SD THREAD TO THE INTER OF S LN SD S EC 30 TH ALG SD LN N80DEG 36MIN 19SDS W480FT M/L TO POB SUBJ TO 30FT RD
Legal Range	43
Legal Township	28
Legal Section	30
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3002
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 W FENDER RD, COLBERT, WA 99005-9605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Aug 28, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 16, 2019	Warranty Deed, Transfer · VA Mortgage WHEATLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Document Number	20196853960
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 W FENDER RD, COLBERT, WA 99005-9605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006630926
Date	Aug 15, 2017
Instrument	6630926

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 W FENDER RD, COLBERT, WA 99005-9605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006960976
Date	Aug 28, 2020
Instrument	6960976

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 16, 2019
Property Address	610 W FENDER RD, COLBERT, WA 99005-9605
Document Number	0006853960
Instrument Date	Oct 8, 2019
Instrument	6853960
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,727.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 W FENDER RD, COLBERT, WA 99005-9605

Mortgage

Document Number	0006853961
Date	Oct 16, 2019
Instrument	6853961

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,787.00 (+2.61%)	$728,160 (-0.98%) Land $224,260 Building $503,900	$728,160 (-0.98%) Land $224,260 Building $503,900
2025	$5,640.00 (+5.48%)	$735,360 (+6.92%) Land $212,260 Building $523,100	$735,360 (+6.92%) Land $212,260 Building $523,100
2024		$687,750 (+15%) Land $201,550 Building $486,200	$687,750 (+15%) Land $201,550 Building $486,200
2023	$5,347.00 (-3.97%)	$598,040 Land $161,040 Building $437,000	$598,040 Land $161,040 Building $437,000
2022	$5,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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