610 W Clark St, Champaign, IL 61820 Property Records

Champaign County property record for 610 W Clark St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,160 sqft · built 1913
Lot Size0.191 acres (8,330 sqft)
Owner2 Individual Names on Record
Last Sale$146,000 (Sep 2020)
Tax Bill$7,432 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN42-20-12-356-019

Property Details

APN / Parcel Number

Primary APN42-20-12-356-019

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,160 sqft Building Perimeter
1st Floor Area1,160 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,330 sqft (0.191 acres)
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address610 W CLARK ST
CityCHAMPAIGN
StateIL
Zip61820-4688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 13 WHITES, JOHN P. ADD, SUB OF BLK 13
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionWHITES, JOHN P. ADD
Legal Block13
Legal Lot Number8
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1003
Census Tract11002

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address610 W CLARK ST, CHAMPAIGN, IL 61820-4688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB OF CHAMPAIGN URBANA
May 9, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleMay 9, 2018 · Amount on Record
Deed Document Number202018703
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 15, 2020
Property Address610 W CLARK ST, CHAMPAIGN, IL 61820-4688
Document Number0000018703
Map ReferenceDD O PG 552
Instrument DateAug 26, 2020
Instrument2020R18703
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$146.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address610 W CLARK ST, CHARLESTON, IL 61920

Mortgage

Document Number0000018704
DateSep 15, 2020
Instrument2020R18704
Lender
NameFIRST FSB OF CHAMPAIGN URBANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate2.75%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 9, 2018
Property Address610 W CLARK ST, CHAMPAIGN, IL 61820-4688
Document Number0000007302
Instrument DateMay 4, 2018
Instrument7302
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 W CLARK ST CHAMPAIGN IL 618204688, CHAMPAIGN, IL 61820-4688

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,630 (+33.56%) Land $20,480 Building $75,150$286,890 (+33.56%) Land $61,440 Building $225,450
2024$7,432.00 (+23.21%)
2022$6,032.00 Homeowner's exemption$71,600 Land $15,330 Building $56,270$214,800 Land $45,990 Building $168,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

Nearby Properties on W Clark St

Nearby Streets

Search Property Records by Address or Parcel Number