610 W 3rd St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 610 W 3rd St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1910
Lot Size	0.04 acres (1,760 sqft)
Owner	2 Trust Names on Record
Last Sale	$160,000 (Sep 2023)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-235-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-235-011-000`
Alternative APN	`39461`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Finished Area
1st Floor Area	576 sqft
Upper Floors Area	576 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,760 sqft (0.04 acres)
Lot Dimensions	44 ft deep x 40 ft wide
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39461
Street Address	610 W 3RD ST
City	SIOUX FALLS
State	SD
Zip	57104-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40` 9 BLOCK 16 MCCLELLAN`S ADDN TO WEST SIOUX FALLS
Legal Subdivision	MCCLELLAN`S ADDN
Legal Block	16
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4007
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	610 W 3RD ST, SIOUX FALLS, SD 57104-2702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Deed Book / Page	621-D / 857
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 5, 2023
Property Address	610 W 3RD ST, SIOUX FALLS, SD 57104-2702
Document Number	DEED621/857
Book / Page	DEED 621 / 857
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	610 W 3RD ST, SIOUX FALLS, SD 57104-2702
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG1974586
Date	Sep 5, 2023
Instrument	MTG 1974/586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	MTG1974/980
Date	Sep 13, 2023
Book Page	MTG 1974/980

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	610 W 3RD ST, SIOUX FALLS, SD 57104-2702
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1848MTG/745
Date	Oct 11, 2018
Book Page	1848 MTG/745

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,400 (-4.67%) Land $7,000 Building $117,400	$124,400 Land $7,000 Building $117,400
2025	$2,144.00	$130,500 (+0.23%) Land $7,000 Building $123,500
2024	$2,144.00 (+21.82%)	$130,200 (+37.63%) Land $7,000 Building $123,200
2022	$1,760.00	$94,600 Land $5,600 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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