610 W 3rd St, Corbin, KY 40701 Property Records

Whitley County property record for 610 W 3rd St, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jan 2008)
Tax Bill	$495 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`137-20-07-010.00`

Property Details

APN / Parcel Number

Primary APN	`137-20-07-010.00`
Alternative APN	`11035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	616 sqft
Finished Basement	616 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	610 W 3RD ST
City	CORBIN
State	KY
Zip	40701-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST BRK HS & 2 LTS @ W 3R ST
Legal Subdivision	WEST END LAND CO
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	2
Census Block	2010
Census Tract	920100

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 W 3RD ST, CORBIN, KY 40701-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Oct 15, 2025	Intrafamily Transfer, Transfer · Construction Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2008 · Amount on Record
Deed Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	2008158386
Deed Book / Page	481 / 150
Last Transfer Date	Oct 5, 2025
Transfer Doc	00D589/450
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	610 W 3RD ST, CORBIN, KY 40701-1700
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M659/357
Date	Jul 24, 2020
Book Page	M659/357
Instrument	243844

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	10-Year TN
Max Rate	10.3%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITLEY KY
Recording Date	Oct 15, 2025
Property Address	610 W 3RD ST, CORBIN, KY 40701-1700
Document Number	00D589/450
Book / Page	D589 / 450
Map Reference	MB 481 PG 150
Instrument Date	Oct 5, 2025
Instrument	347656
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 W 3RD ST, CORBIN, KY 40701-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 W 3RD ST, CORBIN, KY 40701-1700

Mortgage

Document Number	0000347660
Date	Oct 15, 2025
Instrument	347660

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2035

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Corbin City
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (-1.59%)	$153,000 (-)	$153,000 (-)
2024	$503.00 (-2.33%)	$153,000 (-)	$153,000 (-)
2023	$515.00	$153,000	$153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Most Recent Claim	Apr 1998 · Severe Storms, Tornadoes,and Flooding
Claims by Event	Severe Storms, Tornadoes,and Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN UTILITIES COMMISSION serves 16,065 people · EPA ID KY1180085
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Zetalink Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: OnPoint Broadband.

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