610 W 10th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 610 W 10th St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,588 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (May 2025)
Tax Bill	$7,836 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`799-40-006`

Property Details

APN / Parcel Number

Primary APN	`799-40-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,588 sqft Living Area
1st Floor Area	815 sqft
2nd Floor Area	773 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	610 W 10TH ST
City	GILROY
State	CA
Zip	95020-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6045 BLOSSOM HEIGHTS BOOK 397 PAGE 53 PAGE 54 LOT 56
Legal Subdivision	BLOSSOM HEIGHTS
Legal Tract	6045
Legal Lot Number	56
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3009
Census Tract	512509

Owner

610 W 10th St is owned and occupied by two individuals who acquired it in February 2026.

Source: Santa Clara County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 W 10TH ST, GILROY, CA 95020-6505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage RICK J HOFFMANN
Sep 16, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage FBO MILARGO HOLDINGS LLC
Feb 23, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage AZALIA DRIVE TRUST (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Document Number	202525802394
Last Transfer Date	Feb 18, 2026
Transfer Doc	0025947164
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	610 W 10TH ST, GILROY, CA 95020-6505
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BERNAL RD 70, 70, SAN JOSE, CA 95119-1375
Investor	Possibly a Property Investor

Mortgage

Document Number	0024924573
Date	Apr 16, 2021
Instrument	24924573

Lender

Name	RICK J HOFFMANN
Type	Private Party
Address	PO BOX 32133, LOS GATOS, CA 93032

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	610 W 10TH ST, GILROY, CA 95020-6505
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6717 CIELITO WAY, SAN JOSE, CA 95119-1710

Mortgage

Document Number	0025698996
Date	Sep 16, 2024
Instrument	25698996

Lender

Name	FBO MILARGO HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 1, 2027

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 23, 2026
Property Address	610 W 10TH ST, GILROY, CA 95020-6505
Document Number	0025947164
Map Reference	MB 397 PG 53 & 54
Instrument Date	Feb 18, 2026
Instrument	25947164
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	610 W 10TH ST, GILROY, CA 95020-6505

Mortgage

Document Number	0025947165
Date	Feb 23, 2026
Instrument	25947165

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 8, 2017
Property Address	610 W 10TH ST, GILROY, CA 95020-6505
Document Number	0023823175
Instrument Date	Nov 20, 2017
Instrument	23823175
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 THE ALAMEDA #500 SAN JOSE CA 951261437, 500, SAN JOSE, CA 95126-1437

Mortgage

Document Number	23823176
Date	Dec 8, 2017
Instrument	23823176

Lender

Name	AZALIA DRIVE TRUST (CT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 7, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 610 W 10th St was $7,836, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,300 (+39.72%) Land $352,920 Building $529,380
2025	$7,836.00 (+1.59%)	$631,489 Land $347,263 Building $284,226
2024	$7,713.00 (+0.59%)
2023	$7,668.00 (+1.67%)	$606,969 Land $333,779 Building $273,190
2022	$7,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 610 W 10th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 W 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on W 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures