610 Union St, Cincinnati, OH 45229 Property Records

Hamilton County property record for 610 Union St, Cincinnati, OH 45229

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 3,368 sqft · built 1920
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on Record
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-0001-0240-00`

Property Details

APN / Parcel Number

Primary APN	`105-0001-0240-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,368 sqft Living Area
Gross Area	4,436 sqft
1st Floor Area	1,068 sqft
2nd Floor Area	2,300 sqft
Basement Area	1,068 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,481 sqft (0.034 acres)
Lot Dimensions	49 ft deep x 30 ft wide
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	610 UNION ST
City	CINCINNATI
State	OH
Zip	45229-3324
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	CCP
Legal Description	UNION ST 30.50 X 49.04 PT LOTS 1-2 J ELSAS SUB
Legal Subdivision	ELSAS SUB
Legal Lot Number	1-2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3014
Census Tract	27000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 UNION ST, CINCINNATI, OH 45229-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2006
Transfer Doc	0000000182
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	610 UNION ST, CINCINNATI, OH 45229-3324
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021421
Date	Feb 28, 2022
Book Page	14613/1880
Instrument	2022-0021421

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00 (+1.19%)	$35,273 (-) Land $1,820 Building $33,453	$100,780 (-) Land $5,200 Building $95,580
2024	$2,191.00 (-0.9%)	$35,273 (-) Land $1,820 Building $33,453
2023	$2,211.00 (+64.26%)	$35,273 (+83.07%) Land $1,820 Building $33,453	$100,780 (+83.07%) Land $5,200 Building $95,580
2022	$1,346.00 Homeowner's exemption	$19,268 Land $1,806 Building $17,462
2020			$55,050 Land $5,160 Building $49,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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