610 Starboard Ct, Katy, TX 77494 Property Records

Harris County property record for 610 Starboard Ct, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,939 sqft · built 2008
Lot Size	0.154 acres (6,705 sqft)
Owner	2 Individual Names on File
Last Sale	$183,500 (Mar 2009)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`130-456-002-0012`

Property Details

APN / Parcel Number

Primary APN	`130-456-002-0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,705 sqft (0.154 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1304560020012
Street Address	610 STARBOARD PARK CT
City	KATY
State	TX
Zip	77494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 2 HARBOR SHORES SEC 1
Legal Subdivision	HARBOR SHORESSEC 1
Legal Block	2
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1023
Census Tract	455300

Owner

610 Starboard Ct is owned and occupied by two individuals who bought it in March 2009.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 STARBOARD CT, KATY, TX 77494-3400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage LOANPAL
Sep 5, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2009 · Amount on File
Deed Sale	Mar 12, 2009 · Amount on File
Deed Document Number	2009102173
Deed Book / Page	1088 / 1430
Prior Transfer Date	Mar 6, 2009
Prior Transfer Doc	20090102173
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	610 STARBOARD CT, KATY, TX 77494-3400
Document Number	0000570527
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 STARBOARD CT KATY TX 774943400, KATY, TX 77494-3400

Mortgage

Document Number	0000570527
Date	Nov 20, 2020
Instrument	570527

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	610 STARBOARD CT, KATY, TX 77494-3400
Document Number	0000405547
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 STARBOARD CT KATY TX 774943400, KATY, TX 77494-3400

Mortgage

Document Number	0000405547
Date	Sep 12, 2019
Instrument	405547

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 610 Starboard Ct was $1,599 with a homeowner's exemption, up 501.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,165 (-2.85%) Land $69,802 Building $255,363	$325,165 (-2.85%) Land $69,802 Building $255,363
2025	$1,599.00 (+501.13%) Homeowner's exemption	$334,697 Land $69,802 Building $264,895	$334,697 Land $69,802 Building $264,895
2024	$266.00
2023		$323,055 Land $55,583 Building $267,472	$323,055 Land $55,583 Building $267,472
2022	$250.00
2020	$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Starboard Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	3 (2008–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Starboard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS-FORT BEND COUNTIES MUD 3 serves 9,297 people · EPA ID TX1013365
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Astound Broadband.

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