Cook County property record for 610 Spruce St, Winnetka, IL 60093 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1925 |
| Square Footage | 4,276 sqft Living Area |
| Lot Size | 15,334 sqft (0.352 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,791,500 (2007) |
| Tax Bill | $33,703.00 (2023) |
Source: Cook County records · APN 05-21-106-002
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 SPRUCE ST, WINNETKA, IL 60093-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 06, 2020 | Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP |
| Sep 06, 2019 | Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2007 · Amount on Record |
| Deed Sale | Jul 09, 2007 · Amount on Record |
| Prior Sale | Apr 06, 2006 · Amount on Record |
| Deed Doc Number | 200749227 |
| Transfer Doc | 0000000309 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 610 SPRUCE ST, WINNETKA, IL 60093-2332 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0030733158 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2130733158 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Margin | 1 |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 610 SPRUCE ST, WINNETKA, IL 60093-2332 |
| Document Number | 2018949080 |
| Instrument Date | May 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 610 SPRUCE ST WINNETKA IL 600932332, WINNETKA, IL 60093-2332 |
| Document Number | 2018949080 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 18949080 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 06, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 610 SPRUCE ST, WINNETKA, IL 60093-2332 |
| Document Number | 1925645087 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 610 SPRUCE ST WINNETKA IL 600932332, WINNETKA, IL 60093-2332 |
| Document Number | 1925645087 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 25645087 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,000 (+55.35%) Land $41,402 Building $189,598 | $2,310,000 (+55.35%) Land $414,020 Building $1,895,980 | |
| 2023 | $33,703.00 (+6.3%) | ||
| 2022 | $31,706.00 Homeowner's exemption | $148,693 Land $50,602 Building $98,091 | $1,486,930 Land $506,020 Building $980,910 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-21-106-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 13 Rooms |
| Building Area | 4,276 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Tile Roof |
| Lot Area | 15,334 sqft (0.352 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Water Source | Commercial Water Source |
| Street Address | 610 SPRUCE ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2332 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (WINNETKA) SUB IN SEC20 & SEC 21-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | WINNETKA SUB |
| Legal Block | 16 |
| Jurisdiction | COOK IL |
| Minor Civil Division | NEW TRIER |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 800400 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures