610 Spruce St, Florence, SC 29501 Property Records

Florence County property record for 610 Spruce St, Florence, SC 29501

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,418 sqft · built 1954
Lot Size0.29 acres (12,638 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Dec 2001)
Tax Bill$2,779 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN90064-06-005

Property Details

APN / Parcel Number

Primary APN90064-06-005
Alternative APN
  • 15053869

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,638 sqft (0.29 acres)
Lot Dimensions178 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address610 SPRUCE ST
CityFLORENCE
StateSC
Zip29501-5163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionSPRUCE & SANDRA LOT 3
Legal Lot Number3
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1041
Census Tract1000

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address804 CLOISTERS DR, FLORENCE, SC 29505-3603
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2001 · Amount on Record
Deed SaleDec 7, 2001 · Amount on Record
Deed Book / Page659 / 300
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address610 SPRUCE ST, FLORENCE, SC 29501-5163
Document Number0000009546
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 SPRUCE ST FLORENCE SC 295015163, FLORENCE, SC 29501-5163

Mortgage

Document Number0000009546
DateJul 22, 2020
Book Page000864/001316
Instrument9546
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 21, 2035

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,779.00 (+17.46%)$6,006 (-99.86%) Land $600 Building $5,406$150,174 (-98.61%) Land $15,000 Building $135,174
2023$2,366.00 (+3.41%)$4,317,306 (+99,907.09%) Land $600,000 Building $3,717,306$10,793,265 (+9,899.97%) Land $1,500,000 Building $9,293,265
2022$2,288.00$4,317 Land $600 Building $3,717$107,933 Land $15,000 Building $92,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1985–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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