Tompkins County and Ithaca City property record for 610 Spencer Rd, Ithaca, NY 14850 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,763 sqft · built 1910 |
| Lot Size | 0.977 acres (42,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2021) |
| Tax Bill | $11,878 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 500700 129.-1-5 |
| Primary APN | 500700 129.-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,763 sqft Total Area |
| 1st Floor Area | 1,463 sqft 1st Floor |
| Upper Floors Area | 300 sqft Upper Floors |
| Basement Area | 650 sqft Basement |
| Finished Basement | 650 sqft Finished |
| Stories | 1 Story |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 42,598 sqft (0.977 acres) |
| Lot Dimensions | 166 ft deep x 256 ft wide |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 1,008 sqft Garage |
| Porch | Slab |
| Porch Area | 200 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 610 SPENCER RD |
|---|---|
| City | ITHACA |
| State | NY |
| Zip | 14850-5110 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | ITHACA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1000 |
Source: Tompkins County and Ithaca City records · APN 500700 129.-1-5
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 SPENCER RD, ITHACA, NY 14850-5110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Aug 23, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU |
| Nov 26, 2019 | Deed of Trust, Mortgage · VA Mortgage EMPOWER FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Feb 05, 2016 · Amount on Record |
| Deed Document Number | 20219847 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 610 SPENCER RD, ITHACA, NY 14850-5110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001551 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023-01551 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Recording Date | Aug 23, 2021 |
| Property Address | 610 SPENCER RD, ITHACA, NY 14850-5110 |
| Document Number | 9847 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-09847 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 873 BOSTWICK RD, ITHACA, NY 14850-9310 |
| Document Number | 9848 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-09848 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 610 SPENCER RD, ITHACA, NY 14850-5110 |
| Document Number | 0000014930 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 610 SPENCER RD ITHACA NY 148505110, ITHACA, NY 14850-5110 |
| Document Number | 0000014930 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 14930 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 05, 2029 |
Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| Municipality | Ithaca City |
| Unified School District | Ithaca City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,878.00 | $365,000 (+15.87%) Land $71,100 Building $293,900 | $365,000 (+15.87%) Land $71,100 Building $293,900 |
| 2023 | $315,000 Land $71,100 Building $243,900 | $315,000 Land $71,100 Building $243,900 |
Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate 1% annual chance, depth under 1 ft |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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