610 Shore Dr E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 610 Shore Dr E, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,102 sqft · built 1981
Lot Size	0.415 acres (18,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,249 (May 2025)
Tax Bill	$8,921 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2018 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8968-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8968-9`
Alternative APNs	`25-28-16-89478-010-0200` `281625894780100200` `162825894780100200` `R268818`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	2,102 sqft Living Area
Gross Area	4,359 sqft
1st Floor Area	1,619 sqft
Upper Floors Area	483 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	18,082 sqft (0.415 acres)
Lot Dimensions	224 ft deep x 85 ft wide
View / Lot	Bay Front
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	666 sqft
Deck Area	518 sqft
Patio Area	518 sqft
Gazebo	1,000 sqft
Loading Dock	800 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268818
Street Address	610 SHORE DR E
City	OLDSMAR
State	FL
Zip	34677-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMPASHORES BAY SEC BLK 10, LOT 20 & LAND TO BAY (SEE S26-28-16)
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	TAMPASHORES BAY SEC
Legal Tract	89478
Legal Block	10
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 SHORE DR E, OLDSMAR, FL 34677-4304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage TOTAL TITLE SOLUTIONS
May 25, 2017	Deed of Trust, Mortgage · Line of Credit USAMERIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	2025131641
Deed Book / Page	23153 / 1279
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0202240344
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	610 SHORE DR E, OLDSMAR, FL 34677-4304
Document Number	0203011332
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 SHORE DR E OLDSMAR FL 346774304, OLDSMAR, FL 34677-4304

Mortgage

Document Number	0203011332
Date	Oct 17, 2018
Book Page	020301/001332
Instrument	333716

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 1, 2018
Property Address	610 SHORE DR E, OLDSMAR, FL 34677-4304
Document Number	0202240344
Book / Page	020224 / 000344
Instrument Date	Sep 28, 2018
Instrument	313268
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	610 SHORE DR E OLDSMAR FL 346774304, OLDSMAR, FL 34677-4304

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 24, 2018
Property Address	610 SHORE DR E, OLDSMAR, FL 34677-4304
Document Number	0200231215
Book / Page	20023 / 1215
Map Reference	MB14 PG16
Instrument Date	Apr 18, 2018
Instrument	2018126526
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WOODETTE DR APT 405, 200, DUNEDIN, FL 34698-1755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 SHORE DR E, OLDSMAR, FL 34677-4304

Mortgage

Document Number	0000000000
Date	Apr 24, 2018
Instrument	2018126527

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	610 SHORE DR E, OLDSMAR, FL 34677-4304
Document Number	0196491342
Book / Page	019649 / 001342
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 SHORE DR E OLDSMAR FL 346774304, OLDSMAR, FL 34677-4304

Mortgage

Document Number	0196491342
Date	Jun 1, 2017
Book Page	019649/001342
Instrument	169681

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 31, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,921.00 (+5.57%)	$550,805 (+5.99%)	$949,218 (+4.17%) Land $535,434 Building $413,784
2024	$8,450.00 (+1.32%)
2023	$8,340.00 (+2.6%) Homeowner's exemption	$519,691 (+3%)	$911,209 (+14.1%) Land $550,244 Building $360,965
2022	$8,129.00 Homeowner's exemption	$504,554	$798,638 Land $528,402 Building $270,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 615 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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