610 S Western Ave, Chicago, IL 60612 Property Records

Cook County property record for 610 S Western Ave, Chicago, IL 60612

Property Summary

Property Type	Residential
Details	6 bd · 4.5 ba · 4,012 sqft · built 1905
Lot Size	0.062 acres (2,684 sqft)
Owner	Individual Name on Record
Tax Bill	$7,840 (2023)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-13-403-041`

Property Details

APN / Parcel Number

Primary APN	`16-13-403-041`
Alternative APN	`16-13-403-041-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,012 sqft Gross Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1907
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	2,684 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	610 S WESTERN AVE
City	CHICAGO
State	IL
Zip	60612-3531
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	B3-3
Legal Description	H R (SPOFFORDS) SUB OF NE NE SE SEC 13-39-13
Legal Range	13E
Legal Township	39N
Legal Section	13
Legal Subdivision	SPOFFORDS SUB
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2011
Census Tract	282700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 S WESTERN AVE, CHICAGO, IL 60612-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 1995
Transfer Doc	0000000587
Record Updated	Sep 20, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	610 S WESTERN AVE, CHICAGO, IL 60612-3531
Document Number	1828418011
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S WESTERN AVE CHICAGO IL 606123531, CHICAGO, IL 60612-3531

Mortgage

Document Number	1828418011
Date	Oct 11, 2018
Instrument	28418011

Lender

Name	FAY SVCNG LLC
Address	CHICAGO, IL 60605

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	408 Months
Due	Oct 10, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,601 (-19.53%) Land $6,978 Building $27,623	$346,010 (-19.53%) Land $69,780 Building $276,230
2023	$7,840.00 (+3.12%)
2022	$7,603.00 Homeowner's exemption	$42,999 Land $5,636 Building $37,363	$429,990 Land $56,360 Building $373,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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