610 S West St, Wheaton, IL 60187 Property Records

DuPage County property record for 610 S West St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,435 sqft · built 1922
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Jun 2022)
Tax Bill	$8,100 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-420-028`

Property Details

APN / Parcel Number

Primary APN	`05-17-420-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
Gross Area	2,392 sqft
Basement Area	957 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	18 ft deep x 4.7 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	610 S WEST ST
City	WHEATON
State	IL
Zip	60187-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CO CLKS RESUB
Legal Subdivision	CO CLKS RESUB
Legal Lot Number	14
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1029
Census Tract	842605

Owner

610 S West St is owned and occupied by two individuals who bought it in June 2022.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 CRESCENT ST, 111, WHEATON, IL 60187-5665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 26, 2017	Warranty Deed, Transfer GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Sep 10, 2001 · Amount on File
Deed Document Number	202257398
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 14, 2022
Property Address	610 S WEST ST, WHEATON, IL 60187-5038
Document Number	0000057398
Instrument Date	May 12, 2022
Instrument	R2022-057398
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 S WEST ST, 610, WHEATON, IL 60187-5038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 S WEST ST, WHEATON, IL 60187-5038

Mortgage

Document Number	0000057399
Date	Jun 14, 2022
Instrument	R2022-057399

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.45%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	610 S WEST ST, WHEATON, IL 60187-5038
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056479
Date	Jun 3, 2020
Instrument	R2020-056479

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 26, 2017
Property Address	610 S WEST ST, WHEATON, IL 60187-5038
Document Number	0000131420
Instrument Date	Dec 18, 2017
Instrument	R2017-131420
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MIDWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	610 S WEST ST, WHEATON, IL 60187-5038

Mortgage

Document Number	0000131421
Date	Dec 26, 2017
Instrument	R2017-131421

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 610 S West St was $8,100 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,100.00	$133,737 Land $24,862 Building $108,875	$401,211 Land $74,586 Building $326,625
2022	$5,376.00 Homeowner's exemption	$83,640 Land $19,940 Building $63,700	$250,920 Land $59,820 Building $191,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 S West St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	31 (1978–2019)
Claims Outside the SFHA	6 of 31
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 6 claims Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 S West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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