610 S Scott St, Lima, OH 45804 Property Records

Allen County property record for 610 S Scott St, Lima, OH 45804

Property Summary

Property Type	Apartments (5+ Units)
Details	5,760 sqft · built 1930
Lot Size	0.184 acres (8,015 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Jul 2022)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit Mar 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3112-08-049.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-08-049.000`
Alternative APN	`M3837311208049000`

Interior

Units	24 Units
Stories	1 Story
Building Area	5,760 sqft Living Area
1st Floor Area	5,760 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	610 S SCOTT ST
City	LIMA
State	OH
Zip	45804-1377
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	MCPHERON AND PHILLIPS THIRD ADDITION LOT 4511 FF 50.00
Legal Subdivision	MCPHERON AND PHILLIPS THIRD ADDITION
Legal Lot Number	4511
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2027
Census Tract	12700

Owner

610 S Scott St, a residential property, is owned by a company that bought it in July 2022.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	610 S SCOTT ST, LIMA, OH 45804-1377
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Line of Credit THE UNION BANK CO
Mar 4, 2019	Trustee's Deed, Transfer · Line of Credit THE UNION BK CO
Jan 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	20228022
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 7, 2022
Property Address	610 S SCOTT ST, LIMA, OH 45804-1377
Document Number	7070008022
Book / Page	2022 / 8022
Map Reference	MB 2 PG 394-395
Instrument Date	Jul 6, 2022
Instrument	202207070008022
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18215 LIVINGSTON AVE, LUTZ, FL 33559-9607

Mortgage

Document Number	7070008023
Date	Jul 7, 2022
Instrument	202207070008023

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate

March 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 4, 2019
Property Address	610 S SCOTT ST, LIMA, OH 45804-1377
Document Number	0000001871
Instrument Date	Mar 1, 2019
Instrument	1871
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$824.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	350 W 37TH ST #4J NEW YORK NY 100182539, 4J, NEW YORK, NY 10018-2539

Mortgage

Document Number	1872
Date	Mar 4, 2019
Instrument	1872

Lender

Name	THE UNION BK CO
Type	Bank
Address	701 SHAWNEE RD, LIMA, OH 45805-3435

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 3, 2039

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 3, 2018
Property Address	610 S SCOTT ST, LIMA, OH 45804-1377
Document Number	0000000085
Instrument Date	Dec 22, 2017
Instrument	85
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$516.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 S SCOTT ST LIMA OH 458041377, LIMA, OH 45804-1377

Tax Assessment & Valuation

The 2025 property tax bill for 610 S Scott St was $3,317, up 44.8% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00 (+44.85%)	$46,310 (-) Land $1,400 Building $44,910	$132,300 (-) Land $4,000 Building $128,300
2024	$2,290.00 (+0.97%)	$46,310 (+10.08%) Land $1,400 Building $44,910	$132,300 Land $4,000 Building $128,300
2023	$2,268.00 (+0.22%)	$42,070 (-) Land $1,260 Building $40,810
2022	$2,263.00	$42,070 Land $1,260 Building $40,810
2021			$120,200 Land $3,600 Building $116,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 610 S Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 610 S Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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