610 S Plain St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 610 S Plain St, Ithaca, NY 14850 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,540 sqft · built 1924
Lot Size	0.17 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2001)
Tax Bill	$10,362 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`500700 103.-2-13`

Property Details

APN / Parcel Number

Primary APN	`500700 103.-2-13`
Alternative APN	`070010300000020130000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	616 sqft
Upper Floors Area	308 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,440 sqft (0.17 acres)
Lot Dimensions	186 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 S PLAIN ST
City	ITHACA
State	NY
Zip	14850-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	3
Census Block	3024
Census Tract	1000

Owner

Source: Tompkins County and Ithaca City records · APN 500700 103.-2-13

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 S PLAIN ST, ITHACA, NY 14850-5335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2020	Deed of Trust, Mortgage · Line of Credit TOMPKINS TR CO
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS TR CO
Sep 16, 2019	Loan Modification, Mortgage · Conventional Mortgage TOMPKINS TR CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2001 · Amount on Record
Deed Sale	Aug 02, 2001 · Amount on Record
Prior Sale	Nov 15, 1994 · Amount on Record
Deed Book / Page	912 / 26
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	610 S PLAIN ST, ITHACA, NY 14850-5335
Document Number	0000000549
Instrument Date	Jan 06, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S PLAIN ST ITHACA NY 148505335, ITHACA, NY 14850-5335

Mortgage

Document Number	0000000549
Date	Jan 15, 2020
Instrument	549

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	610 S PLAIN ST, ITHACA, NY 14850-5335
Document Number	0000011846
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S PLAIN ST ITHACA NY 148505335, ITHACA, NY 14850-5335

Mortgage

Document Number	0000011846
Date	Sep 23, 2019
Instrument	11846

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TOMPKINS NY
Property Address	610 S PLAIN ST, ITHACA, NY 14850-5335
Document Number	0000011847
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S PLAIN ST ITHACA NY 148505335, ITHACA, NY 14850-5335

Mortgage

Document Number	0000011847
Date	Sep 23, 2019
Instrument	11847

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,362.00	$320,000 (+21.21%) Land $43,500 Building $276,500	$320,000 (+21.21%) Land $43,500 Building $276,500
2023	Homeowner's exemption	$264,000 Land $43,500 Building $220,500	$264,000 Land $43,500 Building $220,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), updated June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090010003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 56 individual NFIP policies nearby
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Claims By Storm	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 577 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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