610 S Pears Ave, Lima, OH 45805 Property Records

Allen County property record for 610 S Pears Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,651 sqft · built 1950
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$82,600 (Oct 2009)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3511-02-022.000`

Property Details

APN / Parcel Number

Primary APN	`36-3511-02-022.000`
Alternative APN	`M3836351102022000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
Gross Area	2,981 sqft
1st Floor Area	1,310 sqft
Attic	Attic
Attic Area	341 sqft
Basement Area	1,310 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	610 S PEARS AVE
City	LIMA
State	OH
Zip	45805-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE WOOD PARK LOT 17188 N PT JOINT TEN FF 050.000
Legal Subdivision	LAKE WOOD PARK
Legal Lot Number	17188
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2028
Census Tract	13100

Owner

610 S Pears Ave is owned and occupied by two individuals who bought it in October 2009.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 S PEARS AVE, LIMA, OH 45805-3424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2009 · Amount on File
Deed Sale	Oct 16, 2009 · Amount on File
Prior Sale	Nov 20, 2008 · Amount on File
Deed Document Number	200915565
Deed Book / Page	2009 / 15565
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	610 S PEARS AVE, LIMA, OH 45805-3424
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S PEARS AVE, LIMA, OH 45805-3424

Mortgage

Document Number	1260000619
Date	Jan 26, 2023
Book Page	2023/619
Instrument	202301260000619

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 610 S Pears Ave was $1,401, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (+0.07%)	$37,870 (-) Land $5,600 Building $32,270	$108,200 (-) Land $16,000 Building $92,200
2024	$1,400.00 (+12.36%)	$37,870 (+3%) Land $5,600 Building $32,270	$108,200 Land $16,000 Building $92,200
2023	$1,246.00 (-0.56%)	$29,130 (-) Land $4,310 Building $24,820
2022	$1,253.00	$29,130 Land $4,310 Building $24,820
2021			$83,200 Land $12,300 Building $70,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 S Pears Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 S Pears Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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