610 S McLane Rd, Payson, AZ 85541 Property Records

Gila County property record for 610 S McLane Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,078 sqft · built 1950
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (May 2018)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-06-159B`

Property Details

APN / Parcel Number

Primary APN	`304-06-159B`
Alternative APNs	`30406158D` `R038440` `038440`

Interior

Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,946 sqft (0.94 acres)
Porch	Porch
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Water Source	Well

Location & Zoning

Account Number	R038440
Street Address	610 S MCLANE RD
City	PAYSON
State	AZ
Zip	85541-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOTS 11, 12, 13, 24, 25 & 26, BLK 12, PAYSON TOWNSITE, PLAT 64 SW1/4 SW1/4 SEC 4 T10N R10E = 0.94 AC (OUT OF 304-06-158D, -159A & -166A)
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	PAYSON TOWNSITE
Legal Block	12
Legal Lot Number	11
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3016
Census Tract	301

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 S MCLANE RD, PAYSON, AZ 85541-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 31, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Jul 8, 2010 · Amount on Record
Deed Document Number	20185875
Prior Transfer Date	Jun 24, 2015
Prior Transfer Doc	0000006064
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	610 S MCLANE RD, PAYSON, AZ 85541-4729
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001490
Date	Feb 3, 2021
Instrument	2021-001490

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 31, 2018
Property Address	610 S MCLANE RD, PAYSON, AZ 85541-4729
Document Number	0000005875
Instrument Date	May 25, 2018
Instrument	5875
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S MCLANE RD PAYSON AZ 855414729, PAYSON, AZ 85541-4729

Mortgage

Document Number	5876
Date	May 31, 2018
Instrument	5876

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,023 (+8.6%) Land $11,390 Building $26,633	$380,230 (+8.6%) Land $113,903 Building $266,327
2025	$2,205.00 (+7.72%)
2024		$35,011 Land $8,485 Building $26,526	$350,107 Land $84,851 Building $265,256
2023	$2,047.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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