610 S Joy Dr, Payson, AZ 85541 Property Records

Gila County property record for 610 S Joy Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,124 sqft · built 1949
Lot Size	1.86 acres (81,022 sqft)
Owner	Company Name on File
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`304-06-225`

Property Details

APN / Parcel Number

Primary APN	`304-06-225`
Alternative APNs	`R030896` `030896`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	1,062 sqft

Exterior

Year Built	Built 1949
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Detached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	665 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R030896
Street Address	610 S JOY DR
City	PAYSON
State	AZ
Zip	85541-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E POR AUGUST PIEPER PAT #122584 COMM COR 9 , PAYSON TOWNSITE , PLAT 64; TH S89D50'E ,
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	PAYSON TOWNSITE/PAYSON HEIGHTS
Legal Lot Number	9
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3011
Census Tract	301

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	610 S JOY DR, PAYSON, AZ 85541-4733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Quit Claim Deed, Transfer · Line of Credit CANYON ST CU
Feb 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Feb 15, 2017
Record Updated	Jun 8, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Feb 15, 2017
Property Address	610 S JOY DR, PAYSON, AZ 85541-4733
Document Number	0000001380
Instrument Date	Nov 7, 2016
Instrument	1380
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	610 S JOY DR PAYSON AZ 855414733, PAYSON, AZ 85541-4733

Mortgage

Document Number	1381
Date	Feb 15, 2017
Instrument	1381

Lender

Name	CANYON ST CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Feb 15, 2017
Property Address	610 S JOY DR, PAYSON, AZ 85541-4733
Document Number	0000001382
Instrument Date	Nov 7, 2016
Instrument	1382
Transaction Type	Transfer
Record Updated	Mar 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	610 S JOY DR PAYSON AZ 855414733, PAYSON, AZ 85541-4733

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,580 (+7.17%) Land $15,156 Building $28,424	$435,799 (+7.17%) Land $151,556 Building $284,243
2025	$2,540.00 (+7.67%)
2024		$40,665 Land $12,361 Building $28,304	$406,655 Land $123,611 Building $283,044
2023	$2,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications, Verizon.

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