Polk County property record for 610 Rum Run, Davenport, FL 33897
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,227 sqft · built 2005 |
| Lot Size | 0.011 acres (497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (May 2011) |
| Tax Bill | $586 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-12-999967-322040 |
| Primary APN | 26-25-12-999967-322040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 497 sqft (0.011 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 42 sqft |
| Street Address | 610 RUM RUN, 32204 |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BAHAMA BAY, A CONDOMINIUM CONDO BK 17 PGS 21 THRU 25 & OR 6412 PGS 1237 THRU 1252 PHASE 32 UNIT 32204 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | BAHAMA BAY, A CONDOMINIUM |
| Legal Phase | 32 |
| Legal Tract | 999967 |
| Legal Block | 1 |
| Legal Unit | 32204 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 12415 |
610 Rum Run is owned and occupied by two individuals who bought it in May 2011.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 AMBERSWEET WAY, DAVENPORT, FL 33897-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2011 · Amount on File |
| Deed Sale | May 17, 2011 · Amount on File |
| Prior Sale | Jul 6, 2010 · Amount on File |
| Deed Document Number | 201183600 |
| Deed Book / Page | 8388 / 1807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 610 RUM RUN, DAVENPORT, FL 33897 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 610 RUM RUN 32, 32, DAVENPORT, FL 33897 |
| Document Number | 0000054507 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 12608/629 |
| Instrument | 2023054507 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2043 |
The 2025 property tax bill for 610 Rum Run was $586 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,886 (+2.7%) | $163,500 (-12.1%) Land $100 Building $163,400 | |
| 2025 | $586.00 Homeowner's exemption | $85,575 | $186,000 Land $100 Building $185,900 |
| 2023 | $723.00 (+4.78%) Homeowner's exemption | $80,741 (+3%) | $202,500 (+16.38%) Land $100 Building $202,400 |
| 2022 | $690.00 Homeowner's exemption | $78,389 | $174,000 Land $100 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 Rum Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 610 Rum Run is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, Xfinity.
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