Walton County property record for 610 Riverwalk Cir, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,761 sqft · built 2022 |
| Lot Size | 0.307 acres (13,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Apr 2026) |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1S-19-23040-000-0660 |
| Primary APN | 22-1S-19-23040-000-0660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,761 sqft Living Area |
| Gross Area | 2,401 sqft |
| 1st Floor Area | 1,761 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,373 sqft (0.307 acres) |
| Lot Dimensions | 185 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 610 RIVERWALK CIR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNI |
| Legal Description | LOT 66 RIVERWALK PH I PB 18-13 OR 2800-2222 OR 3029-2792 OR 3030-1340 OR 3121-4795 OR 3198-326 OR 3238-1695 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | RIVERWALK PH I |
| Legal Phase | 1 |
| Legal Block | 6 |
| Legal Lot Number | 66 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
Source: Walton County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 10, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF MO |
| Oct 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 4, 2017 | Tax Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Feb 10, 2022 · Amount on Record |
| Deed Document Number | 202616316 |
| Deed Book / Page | 3395 / 3157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Document Number | 0033953157 |
| Book / Page | 3395 / 3157 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.16316 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016317, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..16317 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 10, 2022 |
| Property Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Document Number | 0032381695 |
| Book / Page | 3238 / 1695 |
| Map Reference | MB 18 PG 13 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 20220006462 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,422.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 31 VAUGHN CROSSING CT, PIKE ROAD, AL 36064-0029 |
| Document Number | 0032381697 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 3238/1697 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Document Number | 0031480223 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 718 W BUSINESS US HIGHWAY 60 DEXTER MO 638411005, DEXTER, MO 63841-1005 |
| Document Number | 0031480223 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 003148/000223 |
| Instrument | 22376 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 24, 2019 |
| Property Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Document Number | 0031214795 |
| Book / Page | 003121 / 004795 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 37114 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 4, 2017 |
| Property Address | 610 RIVERWALK CIR, FREEPORT, FL 32439-4259 |
| Document Number | 0030301340 |
| Book / Page | 003030 / 001340 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 319 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $29.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,456.00 (-11.79%) | $269,814 (+1.88%) Land $35,175 Building $234,639 | $269,814 (+1.88%) Land $35,175 Building $234,639 |
| 2024 | $3,918.00 (+10.99%) | ||
| 2023 | $3,530.00 (+1,278.91%) | $264,825 (+578.27%) Land $35,175 Building $229,650 | $264,825 (+578.27%) Land $35,175 Building $229,650 |
| 2022 | $256.00 | $39,044 Land $39,044 | $39,044 Land $39,044 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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