610 Ritchey St, Gainesville, TX 76240 Property Records

Cooke County property record for 610 Ritchey St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,201 (2026)
Deeds & Mortgages	Apr 2025 Sale May 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2710-001-00005`

Property Details

APN / Parcel Number

Primary APN	`2710-001-00005`
Alternative APN	`19950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2710-001-00005
Street Address	610 RITCHEY ST
City	GAINESVILLE
State	TX
Zip	76240-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTSON ADDN #2; BLOCK 1; LOT 5
Legal Subdivision	ROBERTSON ADDN #2
Legal Block	1
Legal Lot Number	5
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1373 ROTH RD, BOWIE, TX 76230-7110
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Warranty Deed, Transfer FREEDOM TITLE
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
May 4, 2023	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025
Deed Sale	Apr 16, 2025
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	20252513
Deed Book / Page	2705 / 241
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 16, 2025
Property Address	610 RITCHEY ST, GAINESVILLE, TX 76240-3531
Document Number	002705/241
Book / Page	2705 / 241
Map Reference	CAB B SL 15
Instrument Date	Apr 14, 2025
Instrument	2025-2513
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 DENMARK DR, MESQUITE, TX 75149-3267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 ROTH RD, BOWIE, TX 76230-7110

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	610 RITCHEY ST, GAINESVILLE, TX 76240-3531
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 RITCHEY ST, GAINESVILLE, TX 76240-3531

Mortgage

Document Number	002577/290
Date	May 4, 2023
Book Page	2577/290
Instrument	2023-2997

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 3, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 4, 2023
Property Address	610 RITCHEY ST, GAINESVILLE, TX 76240-3531
Document Number	002577/263
Book / Page	2577 / 263
Map Reference	CAB B SL 15
Instrument Date	May 3, 2023
Instrument	2023-2995
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 E MCKINNEY ST APT 1210, 1210, DENTON, TX 76209-6608

Mortgage

Document Number	0020232996
Date	May 4, 2023
Instrument	2023-2996

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,201.00	$153,027 (-) Land $28,490 Building $124,537	$153,027 (-) Land $28,490 Building $124,537
2025	$3,201.00 (+10.38%)	$153,027 (+277.31%) Land $28,490 Building $124,537	$153,027 (+277.31%) Land $28,490 Building $124,537
2024	$2,900.00 (+263.86%)
2023		$40,557 Land $25,900 Building $14,657	$40,557 Land $25,900 Building $14,657
2022	$797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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