610 Riley St, Bluffton, OH 45817 Property Records

Allen County property record for 610 Riley St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,322 sqft · built 2005
Lot Size	0.385 acres (16,771 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Apr 2023 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0106-02-025.000`

Property Details

APN / Parcel Number

Primary APN	`28-0106-02-025.000`
Alternative APN	`A0228010602025000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	1,314 sqft
Basement Area	1,008 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,771 sqft (0.385 acres)
Lot Dimensions	150 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	610 RILEY ST
City	BLUFFTON
State	OH
Zip	45817-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ADDITION NO 8 LOT 1271 JOINT TEN FF 151.34
Legal Subdivision	HILLTOP ADDITION
Legal Lot Number	1271
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2007
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 RILEY ST, BLUFFTON, OH 45817-1171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Transfer on Death Deed, Transfer
May 18, 2017	Deed of Trust, Mortgage · FHA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2023
Transfer Doc	0000003185
Record Updated	Sep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 19, 2023
Property Address	610 RILEY ST, BLUFFTON, OH 45817-1171
Document Number	4190003185
Book / Page	2023 / 3185
Map Reference	MB 23 PG 46
Instrument Date	Apr 14, 2023
Instrument	202304190003185
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	610 RILEY ST, BLUFFTON, OH 45817-1171
Investor	Possibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	610 RILEY ST, BLUFFTON, OH 45817-1171
Document Number	0000005858
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 RILEY ST BLUFFTON OH 458171171, BLUFFTON, OH 45817-1171

Mortgage

Document Number	0000005858
Date	May 30, 2017
Instrument	5858

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (-0.06%)	$97,800 (-) Land $19,010 Building $78,790	$279,400 (-) Land $54,300 Building $225,100
2024	$3,314.00 (+29.81%)	$97,800 (+39.99%) Land $19,010 Building $78,790	$279,400 (+39.98%) Land $54,300 Building $225,100
2023	$2,553.00 (-1.01%)	$69,860 (-) Land $13,580 Building $56,280
2022	$2,579.00	$69,860 Land $13,580 Building $56,280
2021			$199,600 Land $38,800 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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