Breathitt County property record for 610 Railroad St, Jackson, KY 41339
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,496 sqft · built 1961 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $337 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-20-04-061.00 |
| Primary APN | 103-20-04-061.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Basement Area | 536 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | Rolling |
| Garage Area | 960 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | None |
|---|
| Account Number | 6695 |
|---|---|
| Street Address | 610 RAILROAD ST |
| City | JACKSON |
| State | KY |
| Zip | 41339-7364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | .16 AC 1 DW |
| Legal Subdivision | THOMPSON ADDITION |
| Jurisdiction | BREATHITT KY |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920302 |
Source: Breathitt County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 770, JACKSON, KY 41339-0770 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · ARM CITIZENS BANK & TRUST JACKSON |
| Jun 16, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2022 |
| Transfer Doc | 0000130513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREATHITT KY |
| Property Address | 610 RAILROAD ST, JACKSON, KY 41339-7364 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000M166/93 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | M166/93 |
| Instrument | 121402 |
| Name | CITIZENS BANK & TRUST JACKSON |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 5-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | BREATHITT KY |
| Recording Date | Jun 16, 2020 |
| Property Address | 610 RAILROAD ST, JACKSON, KY 41339-7364 |
| Document Number | 00D261/440 |
| Book / Page | D261 / 440 |
| Map Reference | DB 210 PG 351 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 121395 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 RAILROAD ST, JACKSON, KY 41339-7364 |
| Name | Verified Name |
|---|---|
| Address | 610 RAILROAD ST, JACKSON, KY 41339-7364 |
Source: Breathitt County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breathitt County |
| Municipality | Jackson City |
| Unified School District | Jackson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $337.00 (+0.9%) | $45,000 (-) Land $45,000 | $45,000 (-) Land $45,000 |
| 2023 | $334.00 | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON MUNICIPAL WATER WORKS serves 4,704 people · EPA ID KY0130208 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
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