Osceola County property record for 610 Ponderosa Dr, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,815 sqft · built 1973 |
| Lot Size | 0.278 acres (12,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 1990) |
| Tax Bill | $1,434 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82530 |
| Primary APN | 82530 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,815 sqft Heated Area |
| Gross Area | 2,917 sqft |
| 1st Floor Area | 1,815 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,153 sqft (0.278 acres) |
| Lot Dimensions | 143 ft deep x 86 ft wide |
| Garage Type | Finished |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 312 sqft |
| Deck Area | 580 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82530 |
|---|---|
| Street Address | 610 PONDEROSA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1 |
| Legal Description | PINE LAKE ESTATES UNIT 2 PB 2 PG 92 95 LOT 17 LESS BEG AT SW COR LOT 17, RUN NE 105.62 FT TO E LINE LOT 17 RUN SE 14 FT TO SE |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 902 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43208 |
610 Ponderosa Dr is owned and occupied by two individuals who bought it in August 1990.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 610 PONDEROSA DR, SAINT CLOUD, FL 34769-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 1990 · Amount on File |
| Deed Sale | Aug 13, 1990 · Amount on File |
| Deed Document Number | 0009822679 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 610 Ponderosa Dr was $1,434 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,434.00 Homeowner's exemption | $122,998 | $324,400 Land $65,000 Building $259,400 |
| 2023 | $1,331.00 (+4.72%) Homeowner's exemption | $116,051 (+3%) | $330,700 (+15.87%) Land $60,000 Building $270,700 |
| 2022 | $1,271.00 Homeowner's exemption | $112,671 | $285,400 Land $55,000 Building $230,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 Ponderosa Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 610 Ponderosa Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures