610 Pointe Ln, Lafayette, TN 37083 Property Records

Macon County property record for 610 Pointe Ln, Lafayette, TN 37083

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,232 sqft · built 1997
Owner	Individual Name on Record
Last Sale	$109,900 (Sep 2020)
Tax Bill	$446 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`056037M A 06900`

Property Details

APN / Parcel Number

Primary APN	`056037M A 06900`
Alternative APN	`037M A 06900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	610 POINTE LN
City	LAFAYETTE
State	TN
Zip	37083-2665
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: P01
Legal Subdivision	LONG POINTE
Legal Lot Number	69
Jurisdiction	MACON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3033
Census Tract	970200

Owner

Source: Macon County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 POINTE LN, LAFAYETTE, TN 37083-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Sep 24, 2020	Warranty Deed, Transfer BIRTHRIGHT TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	00RB110205
Deed Book / Page	RB099 / 253
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	20001453
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	610 POINTE LN, LAFAYETTE, TN 37083-2665
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 POINTE LN, LAFAYETTE, TN 37083-2665

Mortgage

Document Number	0RB244/488
Date	Feb 2, 2026
Book Page	RB244/488
Instrument	26000373

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	1750 FOREST DR # 195, ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1034 Months
Due	Apr 27, 2112

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Sep 24, 2020
Property Address	610 POINTE LN, LAFAYETTE, TN 37083-2665
Document Number	0000003472
Book / Page	000110 / 000205
Instrument Date	Sep 15, 2020
Instrument	3472
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	BIRTHRIGHT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 POINTE LN LAFAYETTE TN 370832665, LAFAYETTE, TN 37083-2665

Tax Assessment & Valuation

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00	$27,475 (-) Land $5,000 Building $22,475
2024	$446.00 (+33.13%)	$27,475 (-) Land $5,000 Building $22,475
2023		$27,475 (+86.9%) Land $5,000 Building $22,475	$109,900 (+86.9%) Land $20,000 Building $89,900
2022		$14,700 Land $3,000 Building $11,700	$58,800 Land $12,000 Building $46,800
2019	$335.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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