610 Pine St, Miami, OK 74354 Property Records

Ottawa County property record for 610 Pine St, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1971
Lot Size	0.269 acres (11,748 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Sep 2026)
Tax Bill	$469 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19530`

Property Details

APN / Parcel Number

Primary APN	`19530`
Alternative APN	`5520-00-002-001-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	11,748 sqft (0.269 acres)
Lot Dimensions	132 ft deep x 89.4 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19530
Street Address	610 PINE ST
City	MIAMI
State	OK
Zip	74354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1 - 2, BLK 2 NORTH MIAMI OP 641/443
Legal Range	22E
Legal Township	28N
Legal Section	12
Legal Subdivision	NORTH MIAMI O.P.
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1037
Census Tract	574200

Owner

610 Pine St is owned and occupied by an individual who bought it in September 2026.

Source: Ottawa County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	610 PINE ST, MIAMI, OK 74354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Nov 1, 2016 · Amount on File
Deed Document Number	20264848
Deed Book / Page	1273 / 407
Prior Transfer Date	Mar 11, 1999
Prior Transfer Doc	0000003598
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 28, 2026
Property Address	610 PINE ST, MIAMI, OK 74354
Document Number	0000004848
Book / Page	1273 / 407
Instrument Date	Sep 11, 2026
Instrument	20264848
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	APEX TITLE AGENCY, APEX TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,241.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004849,
Date	Sep 28, 2026
Book Page	1273/411
Instrument	20264849

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 610 Pine St was $469 with a homeowner's exemption, up 0.9% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	North Miami Town
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,882 (+0.79%) Land $564 Building $5,318	$51,595 (-2.23%) Land $4,945 Building $46,650
2025	$469.00 (+0.86%) Homeowner's exemption	$5,836 (+3.02%) Land $564 Building $5,272	$52,772 (+6.19%) Land $4,945 Building $47,827
2024	$465.00 (+10.98%) Homeowner's exemption	$5,665 (-) Land $564 Building $5,101	$49,694 (-) Land $4,945 Building $44,749
2023	$419.00 (-1.64%) Homeowner's exemption	$5,665 (-) Land $564 Building $5,101	$49,694 (-) Land $4,945 Building $44,749
2022	$426.00 Homeowner's exemption	$5,665 Land $564 Building $5,101	$49,694 Land $4,945 Building $44,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 Pine St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Pine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MIAMI serves 433 people · EPA ID OK3005801
Water Source	Purchased groundwater from MIAMI
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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