610 Palmera Dr E, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 610 Palmera Dr E, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1984
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Mar 2015)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`061836-0080`

Property Details

APN / Parcel Number

Primary APN	`061836-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,738 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Deck Area	90 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	610 PALMERA DR E
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	12/69-72 INNLET BCH UNIT 3 LOT 8 BLK 6 OR4006/244(TR/D) &4428/1746(D/M) & 5579/401(Q/C)
Legal Range	29E
Legal Township	03S
Legal Section	28
Legal Subdivision	INNLET BEACH UNIT 3
Legal Tract	D
Legal Block	6
Legal Lot Number	8
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2006
Census Tract	20705

Owner

610 Palmera Dr E is owned and occupied by an individual who acquired it in May 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	610 PALMERA DR E, PONTE VEDRA BEACH, FL 32082-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jun 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on File
Deed Sale	Mar 31, 2015 · Amount on File
Prior Sale	Nov 12, 2003 · Amount on File
Deed Document Number	201518483
Deed Book / Page	4006 / 244
Last Transfer Date	May 23, 2022
Transfer Doc	0055790401
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 7, 2026
Property Address	610 PALMERA DR E, PONTE VEDRA BEACH, FL 32082-2437
Document Number	0000028905
Book / Page	6338 / 464
Instrument Date	Mar 31, 2026
Instrument	202628905
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PALMERA DR E, PONTE VEDRA BEACH, FL 32082-2437

Mortgage

Document Number	0000028905,
Date	Apr 7, 2026
Book Page	6338/464
Instrument	202628905

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 31, 2041

Interest

Rate	5.43%
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jun 15, 2022
Property Address	610 PALMERA DR E, PONTE VEDRA BEACH, FL 32082-2437
Document Number	0055790401
Book / Page	5579 / 401
Map Reference	MB 12 PG 69-72
Instrument Date	May 23, 2022
Instrument	2022059818
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	VYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 7995 CLVITES BLVD, 424, SAN DIEGO, CA 92108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PALMERA DR E, PONTE VEDRA BEACH, FL 32082-2437

Mortgage

Document Number	0005579403
Date	Jun 15, 2022
Instrument	5579/403

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 610 Palmera Dr E was $4,303 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,437 (+2.7%)	$557,000 (+3.95%) Land $125,000 Building $432,000
2025	$4,303.00 (+12.59%) Homeowner's exemption	$333,434	$535,860 Land $125,000 Building $410,860
2024	$3,822.00 (+2%)
2023	$3,747.00 (+2.88%) Homeowner's exemption	$314,599 (+3%)	$498,069 (+15.36%) Land $100,000 Building $398,069
2022	$3,642.00 Homeowner's exemption	$305,436	$431,764 Land $89,600 Building $342,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Palmera Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 210 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	210 in force
Nearby Flood Claims	16 (1982–2024)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Palmera Dr E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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