610 Opal Ln, Richardson, TX 75080 Property Records

Dallas County property record for 610 Opal Ln, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,098 sqft · built 1963
Lot Size	0.241 acres (10,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$883,186 (Nov 2023)
Tax Bill	$12,175 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42-07350-004-019-0000`

Property Details

APN / Parcel Number

Primary APN	`42-07350-004-019-0000`
Alternative APN	`420735000401900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,476 sqft (0.241 acres)
Lot Dimensions	148 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	420735000401900
Street Address	610 OPAL LN
City	RICHARDSON
State	TX
Zip	75080-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z276
Legal Description	FLOYD TERRACE BLK 4 LOT 19 INT202300232830 DD11152023 CO-DC 0735000401900 3CR07350004
Legal Subdivision	FLOYD TERRACE
Legal Tract	7350
Legal Block	4
Legal Lot Number	19
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2004
Census Tract	19203

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 OPAL LN, RICHARDSON, TX 75080-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Vendor's Lien, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 29, 2019	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 28, 2019	Warranty Deed, Transfer MUSTANG CREDIT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	2023232830
Prior Transfer Date	Aug 28, 2019
Prior Transfer Doc	0000230002
Record Updated	Sep 20, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Nov 15, 2023
Property Address	610 OPAL LN, RICHARDSON, TX 75080-5114
Document Number	0000232830
Map Reference	VOL 41 PG 7
Instrument Date	Nov 15, 2023
Instrument	202300232830
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 OPAL LN, RICHARDSON, TX 75080-5114

Mortgage

Document Number	0000232831
Date	Nov 15, 2023
Instrument	202300232831

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Mar 9, 2022
Property Address	610 OPAL LN, RICHARDSON, TX 75080-5114
Document Number	0000066339
Map Reference	VOL 41 PG 7
Instrument Date	Mar 1, 2022
Instrument	202200066339
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 OPAL LN, RICHARDSON, TX 75080-5114

Mortgage

Document Number	0000066340
Date	Mar 9, 2022
Instrument	202200066340

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Mar 2, 2021
Property Address	610 OPAL LN, RICHARDSON, TX 75080-5114
Document Number	202100058832
Map Reference	VOL 41 PG 7
Instrument Date	Jan 12, 2021
Instrument	202100058832
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 OPAL LN, 610, RICHARDSON, TX 75080-5114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 OPAL LN, RICHARDSON, TX 75080-5114

Mortgage

Document Number	202100058833
Date	Mar 2, 2021
Instrument	202100058833

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 29, 2019
Property Address	610 OPAL LN, RICHARDSON, TX 75080-5114
Document Number	201900230002
Map Reference	VOL 41 PG 7
Instrument Date	Aug 28, 2019
Instrument	201900230002
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 NOTTINGHAM DR, RICHARDSON, TX 75080-6103

Mortgage

Document Number	201900230003
Date	Aug 29, 2019
Instrument	201900230003

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 28, 2019
Property Address	610 OPAL LN, RICHARDSON, TX 75080-5114
Document Number	0000166393
Instrument Date	Jun 27, 2019
Instrument	166393
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9001 CLAYCO DR DALLAS TX 752436318, DALLAS, TX 75243-6318

Mortgage

Document Number	166394
Date	Jun 28, 2019
Instrument	166394

Lender

Name	MUSTANG CREDIT SOLUTIONS LLC
Address	ARLINGTON, TX 76017

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,660 (-) Land $100,000 Building $598,660	$698,660 (-) Land $100,000 Building $598,660
2025	$12,175.00 (-0.2%) Homeowner's exemption	$698,660 (+34.41%) Land $100,000 Building $598,660	$698,660 (+34.41%) Land $100,000 Building $598,660
2024	$12,200.00 (+44.23%)
2023	$8,459.00 (-7.55%) Homeowner's exemption	$519,810 Land $75,000 Building $444,810	$519,810 Land $75,000 Building $444,810
2022	$9,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Hotwire Communications.

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